Job Description

Job Location : Egra Head Office

:

We are seeking a meticulous and detail-oriented Loan Verification Officer to join our financial team in West Bengal. The ideal candidate will play a key role in verifying loan applications, ensuring compliance with company policies and regulations, and maintaining accurate records.

Key Responsibilities :

• Document Verification : Review and verify loan application documents for accuracy and authenticity, including income proofs, ID proofs, and financial statements.
• Loan Eligibility Assessment : Ensure applicants meet the company's loan eligibility criteria by cross-checking all provided information.
• Compliance Adherence : Ensure all verification processes comply with regulatory and company standards.
• Coordination : Liaise with clients, credit analysts, and other internal departments to resolve discrepancies and clarify information.
• Data Entry and Maintenance : Accurately input verified data into the company's database and maintain up-to-date records of all applications.
• Fraud Detection : Identify potential fraud indicators and escalate cases as necessary for further review.
• Customer Communication : Communicate with loan applicants to verify missing information or clarify discrepancies.
• Reporting : Prepare detailed verification reports for management and credit approval teams.

Qualifications and Skills :

• Bachelor's degree in any stream is mandatory.
• Prior experience in loan processing, banking, or a similar field is preferred. Fresher can apply also
• Strong attention to detail and excellent analytical skills.
• Proficiency in using financial software and MS Office applications.
• Excellent communication skills, both written and verbal, in English, Bengali & Hindi.
• Ability to work under pressure and meet tight deadlines.
• Knowledge of local regulations and compliance requirements in the financial sector.

Job Type : Full-time

Location :

• This role is based in West Bengal, Egra Head Office with occasional travel to meet clients if required.

Benefits :

• Competitive salary for right candidates
• Professional development opportunities.
• Health insurance and other employee benefits.
• PF, ESIC, Bonus

Job Types: Full-time, Permanent

Pay: ?8,000.00 - ?12,000.00 per month

Benefits:

• Health insurance
• Paid sick time
• Paid time off
• Provident Fund

Schedule:

• Day shift

Supplemental Pay:

• Yearly bonus

Experience:

• total work: 1 year (Preferred)

Work Location: In person