Job Description

JOB DESCRIPTION

Join our dynamic team to revolutionize how technology intersects with business. Your analytical skills and tech-savviness will be pivotal in creating impactful solutions.


As a Payment Service Providers Solutions Analyst III in Corporate & Investment Bank Payments Technology Team, you will aid in bridging the gap between product owners, business, operations, and software developers by leveraging your technical fluency and strong analytical reasoning skills. Your responsibilities will include eliciting and documenting business and data flow requirements, translating them into well-structured and technically feasible solutions. Your adaptability and ability to lead through change will enable you to navigate complex situations and manage dependencies effectively. With a strong foundation in data analytics and technical solutions, you will contribute to the development of innovative architecture designs and data-driven insights that guide business decisions. Your excellent communication skills, both verbal and written, will ensure clear and concise information exchange with diverse stakeholder audiences, fostering collaboration and alignment across departments.

Job responsibilities

• Elicit and document comprehensive business and data flow requirements by engaging with product owners, business stakeholders, and technical teams to ensure alignment and feasibility
• Translate complex business requirements into well-structured technical solutions, leveraging data analytics and technical knowledge to optimize system performance and scalability
• Conduct in-depth data analysis and interpretation to identify trends, gaps, and opportunities, providing actionable insights that support decision-making and key business initiatives
• Collaborate with cross-functional teams to develop and maintain architecture designs, policies, standards, and governance processes that align technology with business strategy
• Continuously enhance technical knowledge and stay current with industry trends, ensuring the application of best practices and innovative solutions to address evolving business needs

Required qualifications, capabilities, and skills

• 3+ years of experience or equivalent expertise in solutions analysis, technical program delivery, or a related field
• Experience or equivalent expertise in solutions analysis around card payment domain
• Demonstrated proficiency in card payment domain as analyst and strong working hands on experience in card authorization, clearing, network fees and interchange (IC+, IC++)
• Strong writing skills, with a proven track record of translating complex information into clear and concise documentation for diverse stakeholder audiences
• Card & Payment Domain knowledge with hands on experience in Acquirer mode transaction processing, clearing & settlement flow for card brands like Visa and MasterCard.
• Knowledge on payment network integrations with schemes like VISA, MasterCard, Amex, Discover, etc.
• Good understanding of network/interchange fee calculation for Visa and MasterCard (IRD, IRF)
• Well versed with clearing and reconciliation process of VISA (Base II files) and MasterCard (IPM files)
• Good to have; understanding of scheme simulators like VTS, MasterCard Simulator (MAS, MDFS, MCPS)
• Should have an experience as Business Analyst in EFT routing switch (acquirer mode transactions), analyzing Visa, MasterCard scheme mandates/announcement documents.

ABOUT US



J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.


We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.





ABOUT THE TEAM



The Corporate & Investment Bank is a global leader across investment banking, wholesale payments, markets and securities services. The world's most important corporations, governments and institutions entrust us with their business in more than 100 countries. We provide strategic advice, raise capital, manage risk and extend liquidity in markets around the world.