Job Description

At PayPal (NASDAQ: PYPL), we believe that every person has the right to participate fully in the global economy. Our mission is to democratize financial services to ensure that everyone, regardless of background or economic standing, has access to affordable, convenient, and secure products and services to take control of their financial lives.


Summary: Credit Risk Engineering Team: The Credit Risk Engineering team at PayPal is tasked with crucial responsibilities including Credit Risk decision-making, fraud detection, risk management decisions, and providing compute services globally. We are at the forefront of designing, developing, enhancing, and supporting services that are integral to every interaction between PayPal and its users and partners. Our solutions are engineered to seamlessly scale across millions of interactions, leveraging petabyte-scale data, real-time integration with various APIs, and ensuring high availability and configurability to meet the dynamic needs of the business. To stay ahead, we constantly explore advancements in technology and science, aligning them with business imperatives.


:


Your way to impact


As the Lead Software Engineer, you will lead a team of engineers in designing, developing, testing, and deploying a diverse range of products across web and mobile platforms. The ideal candidate will possess a proven track record in crafting customer-facing experiences, exceptional technical proficiency, effective communication skills, and a drive to excel in a fast-paced environment.

Your day to day

• Collaborate with Product Owners and cross-functional teams to comprehend business requirements and deliver scalable solutions.
• Work closely with the Architecture team to design data integration and movement solutions.
• Proactively identify and communicate potential issues to the team and management in a timely manner.
• Collaborate with a team of skilled engineers, product managers, and architects to design and develop a highly scalable and configurable Credit Risk Platform.
• Contribute to design meetings, proposing, discussing, and refining new features and functionalities.
• Engage in all phases of the project life cycle, from kickoff through requirements analysis, design, and implementation.
• Demonstrate self-starting capabilities, working independently or as part of a team, and possess strong communication skills for interfacing with business partners and Technology.
• Communicate technical standards, principles, methodology, and trends to stakeholders effectively.
• Apply analytical and innovative thinking to develop comprehensive detailed specifications.
• Excel in cross-functional collaboration and achieve results in matrix organizations.
• Utilize experience in engineering support throughout the product development life cycle (PDLC).
• Possess working knowledge of fintech standards and practices, preferred.
Required Skills

• Experience in Scalable, Distributed Systems
• Proficiency in back-end development utilizing Java EE technologies (Java, application servers, servlet containers, JMS, JPA, Spring MVC, Hibernate).
• Strong object-oriented programming (OOP) skills, with the ability to analyze requirements and translate them into scalable software designs.
• Hands-on experience with REST APIs and adeptness in designing and constructing web services/microservices in a commercial environment.
• Experience with SQL & NoSQL DBs, modern database technologies, Caches, Message Queues.
• Competent in designing and implementing solutions for reliability, availability, scalability, and performance.
• Proficiency in software engineering tools (e.g., Java build tools) and adherence to best practices such as unit testing, test automation, continuous integration, etc.
• Advocacy for code craftsmanship, adherence to good coding standards, and utilization of tools to enhance the quality of delivered code.
• Demonstrated curiosity, passion for technology, a sense of ownership, and a commitment to excellence.
• Experience in Agile/Scrum methodology for software development.
• Good understanding of web services and Service-Oriented Architecture (SOA) standards like REST, OAuth, and JSON.



Our Benefits:



At PayPal, we're committed to building an equitable and inclusive global economy. And we can't do this without our most important asset--you. That's why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.



We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com





Who We Are:



To learn more about our culture and community visit https://about.pypl.com/who-we-are/default.aspx





PayPal has remained at the forefront of the digital payment revolution for more than 20 years. By leveraging technology to make financial services and commerce more convenient, affordable, and secure, the PayPal platform is empowering more than 400 million consumers and merchants in more than 200 markets to join and thrive in the global economy. For more information, visit paypal.com.


PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.



As part of PayPal's commitment to employees' health and safety, we have established in-office Covid-19 protocols and requirements, based on expert guidance. Depending on location, this might include a Covid-19 vaccination requirement for any employee whose role requires them to work onsite. Employees may request reasonable accommodation based on a medical condition or religious belief that prevents them from being vaccinated.