Job Description

: - WISE - Service Excellence SpecialistGrade - M3/M4

• Handling of specified portfolio by providing services related to Legal Documentation and Credit Admin activities in CIIB. Working closely with the Cluster Manager to support for delivery of all actionables.
• Issuance of sanction letter as per the terms and conditions of Sanction.
• Issuance of security documents as per the terms of sanction.
• Verification of Constitutional documents (MOA, Partnership Deed, etc.), Authorisations (BR, Partnership, Letters, etc.) for availing facilities, creating security, execution of documents and scrutiny of executed documents to ensure proper execution. #Capability to check the original property documents submitted by the mortgagor at the time of mortgage creation in terms of Mortgage Deed / TSR
• Ensuring registration of security charges in favour of the bank wherever applicable. Also removal of non-required charges if any
• Ensuring proper execution of documents / compliance with the terms and conditions of sanction and receipt of approvals for deferrals in case of non-submission / discrepant documents. #Handling Limit Loading in Banks systems#Updation and Management of Security/Collateral
• Creation of security as approved and getting the security perfected in coordination with client / other banks.
• Visiting clients\' office for execution of documents wrt Credit facilities sanctioned. Attending consortium meetings for document execution. #Discussing with clients on negotiation in documents and seeking approval thereof. Meeting clients on regular intervals to understand their service issues with the bank and getting them resolved with coordination with internal stakeholders
• Ensuring proper care and safety of documents held in FRFC and complying with the laid down process / procedure for storage of documents.
• Tracking of documents for receipt; deferral; expiry etc through systems
• Ensuring that deferrals are closed within timelines by arranging necessary documents/ approvals. Tracking deferrals for regularization with escalation to the concerned RM/Business under advice to Credit Approvers and monitoring expiry of documents.
• With Business Teams, Legal; Credit; RMs; CPC, Audit, Service Providers etc for timely and quality deliverables by resolution of issues/ answering queries
• Maintaining necessary MIS for reporting purposes.
• Ensuring completion of projects allocated within the timeframe
• Handling of RBI/Internal/Statutory/Concurrent Audit requirements.
• Handling Closure of limits and release of securities and issuance of No Dues Certificate

About Us:About Kotak Mahindra Bank LimitedEstablished in 1985, Kotak Mahindra Group is one of India\'s leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group\'s flagship company, received banking license from the Reserve Bank of India (RBI), becoming the first non-banking finance company in India to convert into a bank - Kotak Mahindra Bank Ltd.The Bank has four Strategic Business Units - Consumer Banking, Corporate Banking, Commercial Banking and Treasury, which cater to retail and corporate customers across urban and rural India. The premise of Kotak Mahindra Group\'s business model is concentrated India, diversified financial services. The bold vision that underscores the Group\'s growth is an inclusive one, with a host of products and services designed to address the needs of the unbanked and insufficiently banked. As on 31st December, 2019, Kotak Mahindra Bank Ltd has a national footprint of 1,539 branches and 2,447 ATMs, and branches in GIFT City and DIFC (Dubai).We truly believe in providing you Infinite Opportunities to shine and grow in your careers, pursue your passions and live a fulfilling life. If you are ready to imagine your future with us, then apply now!

Kotak Mahindra Bank