Job Description

Whether youxe2x80x99re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, youxe2x80x99ll have the opportunity to expand your skills and make a difference at one of the worldxe2x80x99s most global banks. Wexe2x80x99re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. Youxe2x80x99ll also have the chance to give back and make a positive impact where we live and work through volunteerism.Shape your Career with CitiCitixe2x80x99s Risk Management organization oversees Citixe2x80x99s risk governance framework and risk appetite, ensures all risks generated by the firmxe2x80x99s businesses are measured, reviewed, and monitored on an ongoing basis.Wexe2x80x99re currently looking for a high caliber professional to join our team as Senior Vice President, Credit Review Senior Officer 1 - Hybrid. (Internal Job Title: Senior Vice President - C14) based in Mumbai - India. Being part of our team means that wexe2x80x99ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.We empower our employees to manage their financial well-being and help them plan for the future.Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.We have a variety of programs that help employees balance their work and life, including generous paid time off packages.About the team:Global Risk Review (GRR) provides independent, objective, reliable, valued and timely assurance to the Boards, the Committees, the Citigroup Chief Risk Officer, the Citigroup Chief Credit Officer, senior management and regulators over the effectiveness of credit, capital and collateral risk management and the ability of the Business and independent Risk Management to identify, monitor and mitigate current and emerging risks. Within GRR, the Banking & International Credit Risk (BICR) function provides an independent review and challenge of credit risk management.In this role, youxe2x80x99re expected to:The Credit Review Senior Officer - BICR is responsible for independently managing all aspects of his or her assigned Review Entities. Responsibilities include execution of Business Monitoring and Reviews in accordance with the BICR Manual, monitoring and evaluation of Corporate Bank, Commercial Bank, Global Wealth and Markets portfolios, strategies, and credit risks, assessment of the effectiveness of credit risk management of assigned businesses, proposal of pragmatic solutions to risk and control issues, and maintaining ongoing contact with a Review Entityxe2x80x99s management through continuous Business Monitoring and corrective action follow-up where applicable.Responsibilities:Assesses the effectiveness of credit risk management at Citi and the ability of the Business and Independent Risk to identify, monitor and mitigate current and emerging credit risks across assigned BICR Review EntitiesManagement of BICR Review Entities through quarterly Business Monitoring and periodic ReviewsAssessment of the quality of assigned portfolios and relationships, including identification and evaluation of emerging risksAssessment of the quality and adequacy of credit analysis and exposure analysis as well as accuracy and appropriateness of risk ratings and classifications of corporate, commercial and high-net worth relationshipsAssessment of the effectiveness of the credit risk processes and standards of assigned Review Entities to promote leading practices and identify opportunities for improvementsAssessment of Business and Risk staffing levels to determine the effects on assigned Review EntitiesPreparation of Credit Assessment Documents in accordance with and at the quality standards required by the BICR Manual and Review GuidesApproval of relationship-level file testing prepared by BICR Credit Risk ReviewersEvaluation of the appropriateness of Corrective Action Plans resulting from Reviews or Business Monitoring, and subsequent validation of the effectiveness of the same after implementation by the BusinessAccountability for the quality and consistency of work products that include Credit Assessment Documents, Sample Rationale Documents, and Banking & International Credit Review Reports created for the assigned Review EntitiesSupport Credit Review Managers, Senior Credit Review Managers and Global Head of Banking and International Credit Review on cluster and/or global tasksProactive communication to Credit Review Team Managers, Senior Credit Review Managers and GRR Senior Management of any concerns and/or emerging risks that may jeopardize the assigned Review EntitiesTravel Required (10% to 30% depending on cluster)As a successful candidate, youxe2x80x99d ideally have the following skills and exposure:Knowledge/Experience:Demonstrable financial services experience including 10+ years of credit experience in corporate or commercial bankingWork experience in Banking, Finance, Accounting, Economics, Business Administration or similar with credit or financial statement analysis experienceGood knowledge of capital markets products, including derivativesExpert in risk analysis and risk management processes for one or more products and lending areasFully conversant in credit policy matters with proven sound judgmentRegulatory experience or relevant experience in a similar role at another institution is desirableSkills/Competencies:Advanced analytical skills, with the ability to identify root causes and trends and anticipate horizon issuesStrong project management skills, with the ability to coordinate and manage large review teamsAbility to recognize emerging risks, including operational riskProven ability to build and maintain relationships and exert influence without direct authorityExcellent written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniorityProficient in Microsoft Office (Word, Excel, and PowerPoint)Knowledge of Citi's organization and systems preferredLanguage skills preferred, depending on clusterQualifications:BA/BSc or higher in business, finance, or a related fieldSenior Credit Officer qualification preferredWorking at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, youxe2x80x99ll have the opportunity to grow your career, give back to your community and make a real impact.Take the next step in your career, apply for this role at Citi todayhttps://jobs.citi.com/deiJob Family Group: Risk ManagementJob Family: Credit Review Risk ManagementTime Type: Full timeCiti is an equal opportunity and affirmative action employer.Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.Citigroup Inc. and its subsidiaries ("Citixe2x80x9d) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review .View the " " poster. View the .View the .View the

Citigroup