Job Description

Job descriptionBusiness: AnalyticsOpen positions:1Role Title: Senior Assistant Vice President \xe2\x80\x93 Decision Science GSC\xe2\x80\x99sGlobal Career Band: 5Location : Kolkata / BangaloreRecruiter Name : Geetika GuptaWhy join us?

• Global Analytics Centre (GAC) provides support to various business groups and functions to drive analytics in decision making. The job responsibilities include data analysis, design, validation and calibration of credit, market and operational risk models. In addition, GAC also supports credit risk strategy development and implementation, monitoring and validation. This forms the basis for strategic planning by the senior management for businesses and enables effective decision making to satisfy business needs and requirements along with addressing unforeseen challenges.
• HNAH Risk Strategy team is a key functional area within Retail Risk Analytics. The function supports Development, Deployment support and Monitoring of Strategies in Unsecured retail portfolios HNAH
• The principal responsibility of this role relates to the HNAH secured business. The position will report into the SVP GAC Strategy, and will be responsible for all HNAH Current Accounts Risk Strategy related activity along with some wider secured level strategic initiatives from GAC.

What you\xe2\x80\x99ll do:This role will entail oversight, project management & planning, thought leadership & hands-on contribution on

• Development / review / enhancement of Originations & Account Management strategies like Approve / Decline, Affordability & limit assignment, limit review, authorization, policy review, score cut-off review etc.
• Deployment support & PIR of Originations & Account Management strategies
• Come up with appropriate insights and support the business with meaningful recommendations, based on portfolio trends, market landscape and macroeconomic scenario.
• Strategy monitoring and recommendations thereof
• Support on campaign / growth initiatives
• Delivery of regulatory requirements
• Portfolio deep-dive / adhoc analysis / data investigations & reconciliation
• Strategic MI development for HNAH Current Accounts & wider Unsecured portfolios as relevant, liaising with stakeholders in Risk / Products / Finance as required.
• Functional guidance, project management and coaching, as well as line Management of existing team
• Negotiation with / expectation management of stakeholders on complex open-ended business problems
• Additionally, the jobholder will coordinate with the Current Accounts / secured Risk area on any analytical requirements to project manage day to day activities, and ensure adherence to regulatory and governance standards for the HNAH Current Accounts / secured businesses.
• Keep self updated of changes in the business / regulatory environment on an ongoing basis, so as to be able to anticipate customer needs, and support non-BAU projects / ad-hoc analysis as relevant, ensuring key takeaways are clearly articulated.
• Develop presentations that are \xe2\x80\x9cBusiness Ready\xe2\x80\x9d, to appropriately showcase the work done by the team, with appropriate story-telling and insightful interpretation of trends
• Critically evaluate process requirement, and streamline / automate / standardize accordingly, to bring in effectiveness and gain efficiency. Ensure release of target bandwidth.
• Ensure adherence with all the applicable compliance policies (Data security policy, AML, operational risk, Functional manual, Group Compliance Manual, Audit recommendations, Internal Control requirements, regulatory guidelines etc.) and business standards of Organization as applicable. Take timely action on Audit comments and be able to demonstrate compliance with Internal controls. Enhance, implement & monitor the BRCM framework within the team and populate MSIIs, to ensure all high risk items are identified / addressed to minimise BAU operational losses

RequirementsWhat you will need to succeed in the role:

• At least 10+ years of Analytics Experience with prior experience in managing risk activities in retail lending
• Prior experience in development of acquisition strategy, account management strategy or strategic analysis and portfolio management would be preferred.
• Excellent quantitative & technical aptitude. Ability to solve open-ended business problems.
• Proven leadership track record in dynamic/changing marketing environments
• Ability to build strong relationships both internally and externally
• Strong communication skills.
• B.Tech or Masters or Ph. D. degree in either Economics, Statistics, Engineering or any quantitative area or MBA (with quantitative background)

What additional skills will be good to have?

• Relevant experience in wider Risk Analytics domain, specifically in the fields like scorecards, loss forecasting, Portfolio Insights/MI etc.

You\xe2\x80\x99ll achieve more at HSBCHSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role.\xe2\x80\x9dPersonal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.***Issued By HSBC Electronic Data Processing (India) Private LTD***

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