Job Description

About Northern Trust:

Northern Trust, a Fortune 500 company, is a globally recognized, award-winning financial institution that has been in continuous operation since 1889.

Northern Trust is proud to provide innovative financial services and guidance to the world\xe2\x80\x99s most successful individuals, families, and institutions by remaining true to our enduring principles of service, expertise, and integrity. With more than 130 years of financial experience and over 22,000 partners, we serve the world\xe2\x80\x99s most sophisticated clients using leading technology and exceptional service.

Role/Department:
Under general supervision (but working independently most of the time), the Senior Analyst, Credit Analysis will spread financials of individuals/entities either in spread sheets or into the Moody\xe2\x80\x99s Risk Analyst and analyze their financial position to determine their creditworthiness. Prepare credit analysis reports to support underwriting. Work on complex credit analysis projects and special projects as identified by the management. Perform quality check of the spreads / reports completed by the junior analysts.

The key responsibilities of the role include:
1. Review individuals/entities\' financials/annual reports and other supporting financial data to accurately prepare spreads in Moody\xe2\x80\x99s Risk Analyst (MRA).
2. Determine the type of information needed to prepare spread sheets, obtains data from source documents, interpret data into a format for financial analysis, and records figures on spread sheets or MRA.
3. Analyze the individuals/entities\' financials/annual reports, quarterly statements and other supporting financial data to determine their financial position and identify potential risk factors.
4. Prepare report on the individuals/entities\' business analyzing its operating and financial performance with a focus on its creditworthiness.
5. Review spreads or reports with supervisor or relevant manager to resolve questions or discrepancies.
6. Notify supervisor or relevant manager of overdue financial statements/annual reviews so that follow-up can be made.
7. Perform complex credit analysis that requires sufficient knowledge and expertise.
8. Perform quality check of the spreads / reports completed by the junior analysts and ensure they are as per the guidelines.
9. Work on special projects and other projects as identified by the division management.

Knowledge/Skills:
Significant knowledge of U.S. finance and accounting usually acquired through formal education and appropriate experience required to analyze and evaluate financial statements. Knowledge of applicable industry laws and regulations required to review operational, credit and business risk. Analytical and communication skills (verbal and written) are required to analyze entities\xe2\x80\x99 operating performance and prepare presentations. Good working knowledge of MS Word and Excel. Attention to detail, organizational skills and ability to work independently.

Experience:
Required 2-5 years of banking or other financial/credit analysis related experience.

Working with Us:

As a Northern Trust partner, greater achievements await. You will be part of a flexible and collaborative work culture in an organization where financial strength and stability is an asset that emboldens us to explore new ideas.

Movement within the organization is encouraged, senior leaders are accessible, and you can take pride in working for a company committed to assisting the communities we serve! Join a workplace with a greater purpose.

We\xe2\x80\x99d love to learn more about how your interests and experience could be a fit with one of the world\xe2\x80\x99s most admired and sustainable companies! Build your career with us and apply today. #MadeForGreater

Reasonable accommodation

Northern Trust is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please email our HR Service Center at .

We hope you\xe2\x80\x99re excited about the role and the opportunity to work with us. We value an inclusive workplace and understand flexibility means different things to different people.

Apply today and talk to us about your flexible working requirements and together we can achieve greater.

Northern Trust