Job Description

About this role:



The work involves performing Financial Analysis, and underlying risk activities for ABL and tech Finance portfolio. Works independently on moderately to complex issues and projects. Responsible for analyzing complex companies and industries, conducting credit analysis such as assigning credit rating for portfolios, trigger monitoring, valuation, trend cards, making suitable amends to the pricing of loans, based on financial performance and other parameters , as per credit policy.



In this role, you will: • Manage a portfolio of Secured Lending clients, which includes regular monitoring with trend analysis, covenant calculation, risk rating, facility renewals, financial analysis credit write-up, industry analysis, company background, collateral analysis etc.
• Monitor timely receipt of customer documents like financials/ compliance certificate etc. and review the same for accuracy.
• Track and monitor performance of assigned portfolio and take necessary actions/decisions for any improvement or deterioration in financial performance.
• Strong stakeholder management
• Build in-depth knowledge of the process and become an SME for process-related activities.
• Collaborate and consult with Secured Lending Underwriting peers, colleagues, and middle level managers to resolve issues and achieve goals.
• Maintain and update reporting requirements as necessary.
• Quick learner and self-motivated
• Should be able to analyze Company's management and equity sponsors' strength & weaknesses.

Required Qualifications: • 2+ years of Secured Lending Underwriting experience, or equivalent experience demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications: • MBA (Finance), CFA or Chartered Accountant
• 2-5 years of Secured Lending Underwriting experience/ credit rating
• 2+ years of experience in one or a combination of the following:End to end credit lending services for commercial loans, credit underwriting specialized senior secured financing, accounts receivable financing and purchase order financing to companies and use qualitative and quantitative metrics to arrive at Rating of Borrowers and continuous portfolio monitoring and related tasks.
• Strong verbal and written Communication skills

Posting End Date:




•Job posting may come down early due to volume of applicants.




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Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.



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