Job Description

Job Title: Risk ManagerAbout UsCapco, a Wipro company, is a global technology and management consulting firm. Awarded with Consultancy of the year in the British Bank Award and has been ranked Top 100 Best Companies for Women in India 2022 by . With our presence across 32 cities across globe, we support 100+ clients across banking, financial and Energy sectors. We are recognized for our deep transformation execution and delivery.WHY JOIN CAPCO?You will work on engaging projects with the largest international and local banks, insurance companies, payment service providers and other key players in the industry. The projects that will transform the financial services industry.MAKE AN IMPACTInnovative thinking, delivery excellence and thought leadership to help our clients transform their business. Together with our clients and industry partners, we deliver disruptive work that is changing energy and financial services.#BEYOURSELFATWORKCapco has a tolerant, open culture that values diversity, inclusivity, and creativity.CAREER ADVANCEMENTWith no forced hierarchy at Capco, everyone has the opportunity to grow as we grow, taking their career into their own hands.DIVERSITY & INCLUSIONWe believe that diversity of people and perspective gives us a competitive advantage.Location- Sarjapur, BangaloreExperience- 9-14 YEARSRole Description:Consumer and Business Banking (CBB) Risk Management has an opening for a Risk Consultant to support the Business Banking Integrated Experiences team in India. The Risk consultant is responsible for providing compliance and operational risk management expertise and leadership for business banking key initiatives. This role will specifically support activities related to properties and dotcom pages by providing risk subject matter expertise in several key areas including Marketing, Data Protection and Privacy, Fraud, Fair and Responsible Banking, Third Party Risk Management, Technology, Information Security, as well as other applicable laws and regulations.Essential Functions

• Provide compliance and operational risk subject matter expertise (SME) to ensure compliance with applicable, U.S. federal regulations and state laws. Engage other risk SMEs, as needed, but ultimately responsible for making decisions and accountable for the decisions made

• Establish and maintain appropriate systems of risk management and internal controls to support business objectives, maintain acceptable risk appetite/tolerances and comply with applicable laws and regulations
• Operate independently within the Consumer/Business Banking framework, often with tight deadlines and multiple, concurrent projects
• Make informed risk decisions expeditiously to ensure consistent and timely risk support for the project teams
• Partner with peer Strategic Initiatives and Product Risk Support, Consumer/ Business Banking Risk, Business Banking leaders, and Second Line of Defense Risk partners to ensure an effective risk management framework
• Facilitate the identification of gaps and drive solutions that minimize losses resulting from inadequate internal processes, systems or human errors. Ensure the active identification, response and/or escalation of risks as appropriate
• Take initiative to influence strategies, policies and procedures to promote a strong customer experience while maximizing profit potential and minimizing regulatory exposure

• Navigate all risk approvals required for Enterprise Change Management, as needed.
• Lead and/or support strategic initiatives in an anticipatory posture related to the rapidly changing risk and compliance environment, while balancing process efficiencies and customer experience

Preferred Skills/Experience

• Proven experience and subject matter expertise of compliance and operational risks related to webpages, digital properties, and business banking products
• Comprehensive knowledge and experience with the industry, products, policies, operations and procedures related to business banking products
• Strong professional presence to support regular interactions with senior management
• Demonstrated skills in leadership and management of process, projects and people
• Strong analytical skills and strategic thinker
• Strong collaboration, interpersonal, management, and ability to interact and present to management
• Ability to work in an open, fast-paced and dynamic environment
• Ability to research and manage multiple projects and deadlines simultaneously
• Demonstrated oral and written communication and interpersonal skills, planning and implementation skills and negotiation
• Previous experience in Agile work environment preferred

If you are keen to join us, you will be part of an organization that values your contributions, recognizes your potential, and provides ample opportunities for growth. For more information, visit www.capco.com. Follow us on Twitter, Facebook, LinkedIn, and YouTube.

Capco