Reference Code:
481-26

Job Title:
Risk Manager - Housing Finance - Mumbai

Category:
Housing Finance

:
Our client is a non-banking finance company "NBFC" registered with the Reserve Bank of India as a systemically important non-deposit taking company. They provide structured term financing solutions to corporates, used and new Vehicle Financing for transporters, Home Finance through our wholly owned subsidiary organization which gives loans to SME borrowers in India.

Established as a strong player in the Corporate Lending and SME lending space, in 2017 they made foray into the retail lending space - launching 2 products - Home Finance and Vehicle Finance.
Being a part of this team gives you an opportunity to excel at what you do and provide solutions that make you an integral part of their growth story.

Job Title: Risk Manager - Housing Finance - Mumbai

Job Responsibility

Sound Knowledge of Product Design & Policy design - Including (but not limited to) Application Scorecards & Behavioural Scorecards

Risk Measurement, Portfolio Tracking & Analysis - Understanding of Key Risk Performance Indicators (including Static pools, Lagged & Coincidental delinquency) as well as Expected Credit Loss (ECL) Model Design & implementation. Throughput Analysis & Reject Analysis (for Policy Improvements)

Ability to Formulate Credit Policies (New as well as Modifications) including ability to articulate / write Clear & Crisp Credit Policy Documents

Sound Knowledge of Processes & Systems in context of Risk & Business objectives, as well as Regulatory Guidelines. Ability to Lead Projects (incl. Prepare BRDs) for implementation of system modifications resulting from Policy Design.

Ability to deal with Sr. Management / Heads of Depts to ensure closure of open discussion items in Policy Formulations & Implementation. Ability to influence departmental teams to ensure policy implementation objectives are met.

Key Skills:
Mandatory: 4 - 6 years in Credit Risk - Home Loans

Industry: BFSI/NBFC

Gender: Open

Experience: 4 years to 6 years of relevant industry experience

Job Location: Andheri East, Mumbai

Working Days: 5 days

Qualification: Post Graduate/MBA

Notice Period: Immediate to 60 days

Reporting To: State Head/ Business Head

Relocation candidates: No

About Morpheus Consulting:

Morpheus Consulting understands the dynamics attached to talent acquisition, relationship management and the required service levels within the regional industry. Our heritage is now our main strength as we continue to work within our core markets to deliver key account management and strong contingency recruitment practices to our clients and candidates.

Recruitment is a people-focused business - our success and growth are reliant upon our people. Our team of 130 consultants based in Middle east, Asia and Africa offer a blend of international recruitment experience, coupled with a platform of local market and industry knowledge. Morpheus Consulting has its presence since 2007 and has established itself as a reputed recruitment specialist in its industry.

With footprints in Asia, Africa and the Middle East, we offer professional and bespoke contingency and retained search services across a variety of industrial sectors. This vast experience, industry expertise and knowledge enables our consultants to identify and present the highest quality candidates to our clients, in line with their business objectives and culture. We have built our brand by investing in people, whether it is our own consultants, candidates, or clients. This core value is central to our success, which underpins everything we do, and in return has translated into a successful and established Morpheus Consulting brand that our clients and candidates can trust.

If the screening team decides that you are competent enough for the demands of the position, you will be shortlisted and invited to an interview for further consideration. If you were not shortlisted, we will keep your resume in our database for future reference. We will not be able to contact you back in this case due to the large amount of applications we receive. So if you dont hear from us within 3 days, you can assume that your application was not successful at this time.

Location:


Required Experience:
4-6 yrs

Positions:
1