Job Description

Relevant Experience - 2 to 3 years. Experience in Banking and NBFC will be preferred Experience: Minimum 2 years. Relevant experience in performing the data analysis of large dataset (e.g. loan portfolio from risk point of view and/or financial data from business performance point of view), building insights for management decision making, and helping the product team in designing the product from a Risk perspective. Qualification: MBA Finance / CA Enter or Final / CFA Tasks Prepare/maintain the scoring model for different products for credit decisioning and eligibility of potential loan application Analyse the bounce % & DPD of different products in order to identify risk-bearing segments and suggest policy tightening Prepare monthly/quarterly/annual MIS for management decision making Prepare P&L and costing of different loan products and business segments Co-ordination with the Product Manager for system development as per the structured guidelines in reports generation Help the product team in designing the new product w.r.t risk, cost, IRR and profitability Collaborate with Finance & Accounts for loan related data reconciliations on periodic basis Maintain and compile loan portfolios and performance tracking for all loan products as well as at the overall company level Collate the data and prepare details for internal and external stakeholders and regulators Develop and update financial models that help with decision-making and tracking the performance Skill Sets Required: Strong working knowledge of Excel and financial modelling Basic knowledge of statistical tools and formulas for developing financial models Excellent analytical, decision-making, and problem-solving skills Attention to accuracy and details Knowledge of basic financial concepts related to loans

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