Job Description

Job PurposeThe objective of the role is to identify new customers, propose a solution and create a business opportunity, strengthen client relationships with a corporate customer with an aggregate turnover of upto Rs 300 crs. The role involves preparing the Term Sheet, Proposal note and taking the same through the approval process. The responsibility of documentation, disbursals, monitoring and collections also rests with you.Client Identification & Sourcing:\xc2\xb7Ability to identify prospects in your location, evaluate the creditworthiness and create a relationship with customer\xc2\xb7Strong relationship with partners/ Cas/ DSAs in your location who shall enable consistent deal pipeline.\xc2\xb7Understand clients\' financial goals, challenges, and opportunities.Client Relationship Management:\xc2\xb7Maintain and nurture strong relationships with corporate clients in the Emerging Corporate segment.\xc2\xb7Identify new business opportunities and revenue streams within the corporate finance sector.\xc2\xb7Expand the client base and promote financial products and services including cross sell of products.Deal Structuring:\xc2\xb7Collaborate with clients to structure financial deals tailored to their specific needs.\xc2\xb7Prepare and present proposals to clients and present the same internally to all stakeholders.Credit Solutions:\xc2\xb7Offer credit solutions, including working capital facilities, overdrafts, term loans, and other financial products and also innovate unique solutions for customers.\xc2\xb7Assess creditworthiness and risk factors associated with clients on an ongoing basis.Portfolio Growth:\xc2\xb7Focus on portfolio growth by cross-selling financial products and services.\xc2\xb7Achieve budgetary targets for Net Interest Income (NII) and fee income.Financial Analysis:\xc2\xb7Analyze financial statements, credit reports, and market trends to assess client performance and risks.\xc2\xb7Develop insights to enhance client portfolios.Compliance:\xc2\xb7Ensure strict compliance with all audit, regulatory, and company regulations, processes, and policies.

Acura Solution