Job Description

Department Agri Business Group (Agri SME - Working Capital Loans)


Job Title Relationship Manager - Grade - M3 / M4 (Manager / Sr. Manager) - Portfolio Management


Reporting to Area Sales Manager (ASM)


Location





Job Profile





Job Role









• Candidate should be self-motivated & strong relationship management skills. Requires decent communication skill, understanding of local language will be an advantage.
• To manage and grow existing portfolio of customers in Agri, Food processing & MSME Industries by offering loan products in line with customer requirements of W orking capital (fund based/non-fund based) & Term Loan facilities
• Build a strong & robust customer base to increase both assets and liabilities, earn revenue by providing them high standards of service on an ongoing basis.
• Deepening relationship with existing customers through Cross sell liability & other third party products.
• Continuous monitoring of the accounts to ensure business is a per budgets
• Regular monitoring of accounts to ensure there are no delinquencies, portfolio hygiene, post disbursement deferrals closure in time, security perfection
To engage with Credit & risk function, legal & technical teams, RCAD & GR team for customer requirements.
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Job Requirements





• CA / Graduate / Post Graduate Diploma / Post Graduate in Banking and Finance / Fresher CAs and MBAs can also apply
• People from different industries, such as from Agri Input Industries / Accounting firms / insurance companies / rating agencies / NBFCs / MFI Industries / Branch banking background can also apply.
• Strong oral and written Communication
• Relationship Management Skill