Job Description

Opportunity to work with Best Bank of Country - Kotak Mahindra Bank


Department Agri Business Group (Agri SME - Working Capital Loans)


Job Title Relationship Manager - Grade - M3 / M4 (Manager / Sr. Manager) - Portfolio


Management


Reporting to Area Sales Manager (ASM)


Location
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Candidate should be self-motivated & strong relationship management skills. Requires decent


communication skill, understanding of local language will be an advantage.
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To manage and grow existing portfolio of customers in Agri, Food processing & MSME Industries by


offering loan products in line with customer requirements of Working capital (fund based/non-fund


based) & Term Loan facilities
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Build a strong & robust customer base to increase both assets and liabilities, earn revenue by providing


them high standards of service on an ongoing basis.
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Deepening relationship with existing customers through Cross sell liability & other third party products.
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Continuous monitoring of the accounts to ensure business is a per budgets
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Regular monitoring of accounts to ensure there are no delinquencies, portfolio hygiene, post


disbursement deferrals closure in time, security perfection
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To engage with Credit & risk function, legal & technical teams, RCAD & GR team for customer


requirements.
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CA / Graduate / Post Graduate Diploma / Post Graduate in Banking and Finance / Fresher CAs and


MBAs can also apply
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People from different industries, such as from Agri Input Industries / Accounting firms / insurance


companies / rating agencies / NBFCs / MFI Industries / Branch banking background can also apply.
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Strong oral and written Communication
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Relationship Management Skill


Job Requirements


Job Profile