Roles and responsibilities :Identifying and developing new commercial loan relationships- Identifying and developing new deposit relationships- Interviewing clients and prospects seeking commercial loans- Collecting and analyzing financial and related data to determine general creditworthiness- Structuring loan terms and conditions that meet the client\'s needs and the Bank\'s lending guidelines- Recommending approval or declination of loans within established Bank policies and informing prospective borrower of decision- Managing a commercial loan portfolio for adherence to loan terms and conditions including but limited to the timelyreceipt of required financial information, covenant compliance and annual reviews- Reviewing documentation and working with Bank personnel or Bank Counsel to ensure loan documentation is prepared in accordance with loan approval- Monitoring loan repayment activities and taking necessary action to collect from past-due accounts. (ref:updazz.com)
updazz .com
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