Job Description

- The objective of the role is to identify new customers, propose a solution and create a business opportunity, strengthen client relationships with a corporate customer with an aggregate turnover of upto Rs 300 crs. - The role involves preparing the Term Sheet, Proposal note and taking the same through the approval process. The responsibility of documentation, disbursals, monitoring and collections also rests with you.Client Identification & Sourcing: - Ability to identify prospects in your location, evaluate the creditworthiness and create a relationship with customer- Strong relationship with partners/ Cas/ DSAs in your location who shall enable consistent deal pipeline.- Understand client, financial goals, challenges, and opportunities.Client Relationship Management:- Maintain and nurture strong relationships with corporate clients in the Emerging Corporate segment.- Identify new business opportunities and revenue streams within the corporate finance sector.- Expand the client base and promote financial products and services including cross sell of products.Deal Structuring:- Collaborate with clients to structure financial deals tailored to their specific needs.- Prepare and present proposals to clients and present the same internally to all stakeholders.Credit Solutions:- Offer credit solutions, including working capital facilities, overdrafts, term loans, and other financial products and also innovate unique solutions for customers.- Assess creditworthiness and risk factors associated with clients on an ongoing basis.Portfolio Growth:- Achieve budgetary targets for Net Interest Income (NII) and fee income.- Focus on portfolio growth by cross-selling financial products and services.Financial Analysis:- Analyze financial statements, credit reports, and market trends to assess client performance and risks.- Develop insights to enhance client portfolios.Compliance:- Ensure strict compliance with all audit, regulatory, and company regulations, processes, and policies. (ref:updazz.com)

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