Job Description

About the companyUrban Money is a leading online lender that has helped millions of people to achieve their dream of being homeowners. Weve brought about a revolution in the industry ever since our inception in 2015 by offering custom fit loan products from a range of banks and NBFCs. We specialize in providing end-to-end support in the lending lifecycle, including assisting in choosing the product that fits your needs, hassle-free documentation, legal and insurance consulting, and disbursal.The philosophy behind Urban Money is simple: make the complex lending process simpler for the consumer by leveraging innovative technology and through our highly skilled team members. We utilize our state-of-the-art technology to accurately determine the applicants loan eligibility which are linked to the credit bureau, provide loan products, and seamlessly integrate with the loan origination system.Our platform is the simplest and most convenient way you can meet your financing needs. We believe in ensuring a customer experience that is tailor-made for each client. We provide an integrated customer experience that offers a number of products like home loans, personal loans, business loans, insurance, loan against property, working capital, etc.Urban Money has established a strong presence in the industry owing to its trust and credibility, transparency, paperless process, and ability to provide quick and easy loans. With vast experience and a track record of excellence, we are a team of extremely talented professionals dedicated to providing a hassle-free lending experience.About the roleThe Regional Sales -Home loan will be responsible for In-House Loan Operations such as overseeing and optimizing all aspects of the loan process within a designated geographic area. This role involves managing a team to ensure efficient loan origination, processing, and servicing, while maintaining compliance with relevant regulations. The Regional Head will collaborate with internal stakeholders to drive loan portfolio growth, enhance customer satisfaction, and uphold quality standards.Years of Experience: 12-14 yearsEducation QualificationBachelor\'s degree in finance, business, or a related field (Master\'s degree preferred).Location: Mumbai (Only Mumbai based candidates to apply)Salary: Best as per IndustryRoles & Responsibilities

• Lead and manage a regional team to achieve loan origination and servicing targets
• Develop and implement strategies to increase loan portfolio growth and profitability
• Ensure compliance with regulatory requirements and company policies in all loan operations
• Collaborate with sales and marketing teams to identify and capitalize on regional market opportunities
• Monitor and analyze loan performance metrics, implementing strategies to mitigate risk and improve results
• Oversee the loan underwriting process, ensuring accurate and timely decision-making
• Foster positive relationships with clients, partners, and regulatory bodies within the region
• Provide regular reports and updates on regional loan operations to senior management
• Implement process improvements to enhance the efficiency of in-house loan operations

Must have

• Proven experience in a leadership role within the in-house loan operations domain.
• Candidate from banking background - Loans will be beneficial
• Thorough understanding of loan origination, processing, and servicing.
• Knowledge of regulatory requirements related to lending and finance.
• Strong analytical and problem-solving skills.
• Excellent communication and interpersonal abilities.
• Ability to lead and motivate teams to achieve loan-related goals.
• Results-driven with a focus on optimizing operational efficiency

Highlights of Job:

• MNC Working Environment.
• Friendly Work Culture.
• Experienced and Extremely Supportive Management team

Website: https://www.urbanmoney.com/Designation: Regional Head - Mortgages

Expertia AI Technologies