Job Description

:RC - Credit Manager - Mortgages Credit
INTERNAL USAGE:
No. of Vacancies: Reports to: ACM/RCM
Is a Team leader? N Team Size: 5-7
Grade: M/SM
Business: Underwriting Department:\xef\xbf\xbd Retail Credit Sub-Department: CPC
Location: Pan India CPC locations
About Retail Credit
The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes
About the Role
CPC Credit underwriting managers manages core underwriting activities at the Credit Processing Centres. Credit Processing Associates would be reporting.
Key Responsibilities\xef\xbf\xbd Monitoring Turnaround time (TAT) from Login to Sanction - Login to Sanction for all products.\xef\xbf\xbd Ensuring Data Entry quality by validating the data been updated by CPAs. Monitoring the data entry updating in all relevant applications as required by Bank.\xef\xbf\xbd Review of proposals and decisioning loans in line with Bank Policy guidelines.\xef\xbf\xbd Audit & Compliance adherence. Ensuring non-repetition of negative Audit Observations.\xef\xbf\xbd Training, Process improvement, policy feedback, vendor management, participation in pilot runs/testing etc..\xef\xbf\xbd Stakeholder management.\xef\xbf\xbd Idea generation for new projects for process efficiency and cost saving.QualificationsOptimal qualification for success on the job is:\xef\xbf\xbd Graduate / Post- Graduation (MBA/ CA preferred)\xef\xbf\xbd Experience in retail credit with team handling.
Role Proficiencies:For successful execution of the job, the candidate should possess:\xef\xbf\xbd Knowledge of credit, industry and product trends\xef\xbf\xbd Knowledge of regulatory guidelines and norms\xef\xbf\xbd Good communication (both verbal and written) skill in both English and the local languageSkills:Refer to the About Company:Axis Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. The Bank has a large footprint of 4,594 domestic branches (including extension counters) with 11,333 ATMs & 5,710 cash recyclers spread across the country as on 31st March, 2021. The Bank has 6 Virtual Centres and has over 1500 Virtual Relationship Managers as on 31st March 2021.The Overseas operations of the Bank are spread over eight international offices with branches at Singapore, Dubai (at DIFC) and Gift City-IBU; representative offices at Dhaka, Dubai, Abu Dhabi, Sharjah and an Overseas subsidiary at London, UK. The international offices focus on Corporate Lending, Trade Finance, Syndication, Investment Banking and Liability Businesses

Axis Bank