Job Description

:COLLECTIONS MANAGER - RURAL LENDINGINTERNAL USAGE:
No. of Vacancies: Reports to: Area Collections Manager
Is a Team leader? N Team Size:Grade: AM/ DM/ Mgr
Business: Retail Banking Department: Retail Lending Sub-Department: Collections & FCU
Location: Kurnool / Rajkot / Ahmedabad / Madurai / Villupuram / Raichur / Kochi / Jaipur / Hissar / Ambala / Karnal / DelhiAbout Retail LendingThe Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the bankAbout the RoleThe Collections Manager handles multiple centers which handle the Risk-60 portfolio for Loans. The Collections manager ensures NPA resolution and manages the portfolio as per the existing process. The Collections Manager also ensures compliance with the audit procedures of the bankKey ResponsibilitiesEnsure maximum release from the NPA pool by achieving the required resolution target as per the business requirement
Ensure minimum addition to the NPA pool by keeping the portfolio in check by maintaining the delinquency level
Manage the team of Bucket Managers and ensure achievement of the monthly resolution targets
Ensure adherence to the set process and audit requirements in place
Ensure minimum forward flow from the buckets
Create a performance oriented environment leading to high employee motivation and productivity
Ensure that all staff are adequately trained on the products of the bank, processes and various policies of the bankQualificationsOptimal qualification for success on the job is:

• Graduation/ Post-Graduation from a recognized institute
• Min 5 years of relevant experience in NBFC/ Banking industry

Role Proficiencies:For successful execution of the job, the candidate should possess the following:

• Knowledge and understanding of collections and market dynamics
• Knowledge of regulatory guidelines and norms
• Good communication (both verbal and written) skill in both English and the local language
• Ability to manage complex client situations
• Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment
• Ability to handle pressure and meet deadlines

Skills:Refer to the About Company:Axis Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. The Bank has a large footprint of 4,594 domestic branches (including extension counters) with 11,333 ATMs & 5,710 cash recyclers spread across the country as on 31st March, 2021. The Bank has 6 Virtual Centres and has over 1500 Virtual Relationship Managers as on 31st March 2021.The Overseas operations of the Bank are spread over eight international offices with branches at Singapore, Dubai (at DIFC) and Gift City-IBU; representative offices at Dhaka, Dubai, Abu Dhabi, Sharjah and an Overseas subsidiary at London, UK. The international offices focus on Corporate Lending, Trade Finance, Syndication, Investment Banking and Liability Businesses

Axis Bank