Job Description

: Manpower Requirement
Position Title Product Manager - Bancassurance for Asset Channels (M5/M6)
Department TPP, RL HO Support
Location Mumbai
Role Product Management, Business Initiatives and MIS monitoring
Reporting VP - Product Head, Bancassurance (Assets)
Job PurposeProduct Management for Insurance Business for Lending Business channels (Assets).Drive the product and Business-Planning Process across Cross-Functional Teams.Analyze Business Needs, Current Market Trends and Assess Competitor offerings and seek opportunities for differentiation.Develop, implement, and maintain project timelines across multiple projects and departments.Appraise new product ideas and strategize appropriate new initiatives and go to-market plans
Key Accountabilities Business Management, Strategy, Records and Income MIS, etc.JOB DESCRIPTION

• Ability to understand the larger industry, organization's priorities, and develop a clear roadmap for owned products.
• Highly skilled in prioritizing the roadmap and communicating the same to a diverse audience comprising management, technology, and other teams.
• Brings new insights and ideas by using industry knowledge, competitive analysis, regulatory changes, and technology innovations.
• Exhibit a data-driven approach but also comfortable in dealing with ambiguous situations intuitively with sound business acumen.
• Minimum 8+ years of experience in product management of web and/or mobile applications with sound knowledge of technology stacks.
• Excellent problem-solving and design skills with an ability to define a clear problem statement, user scenarios, use cases including edge cases, and the underlying assumptions.
• Prior hands-on experience in technology development is highly preferred - with the ability to deep dive into technical designs.
• Ownership attitude to ensure that product is not just designed and developed, but also adopted by the target audience.
• Collaborative personality and leadership skills to work with a diverse set of colleagues and drive execution without having direct authority.

Job role:Driving Life Insurance and General Insurance Product across channels and take the responsibility of numbers.Ideate and Explore ways in increasing the business through drives, campaigns and contestsxc2xb7Will be responsible for incrementally adding to topline growth through constant endeavors to improve the overall value proposition of the product, identifying cross-selling/up-selling opportunities and implementing themxc2xb7Effectively planning the strategies by understanding the business dynamics, gap analysis, interacting with key stakeholders and framing implementation plan for seamless executionxc2xb7 Design and implementing product positioning, messaging and Go-To-Market Strategy across offline and online channelsxc2xb7To ensure high quality launch materials, customer presentations and sales training.xc2xb7Have a keen eye to track the latest offering and developments in the market and become a repository for marketCritical competencies Analytical Skills, Domain Knowledge, Good coordinating skills, Project Management capabilities and Problem Solving .Ability lead a team and grow the people within.
Key Interactions Sales and Distribution Team, Product Teams, Process, Ops , Underwriting, Marketing and IT
Measures of successQuantity - Business NumbersQuality - Impact of Business Numbers basis the initiatives and drives from Central Office.

Kotak Mahindra Bank