Job Description

About Us: Paytm is India\'s leading financial services company that offers full-stack payments & financial solutions to consumers, offline merchants and online platforms. The company is on a mission to bring half a billion Indians into the mainstream economy through payments, commerce, banking, investments, and financial services. One97 Communications Limited that owns the brand Paytm is founded by Vijay Shekhar Sharma and is headquartered in Noida, Uttar Pradesh. Its investors include Softbank, Ant Financial, AGH Holdings, Elevation Capital, Berkshire Hathaway, T Rowe Price and Discovery Capital.About the team: We are an end to end tech enabled credit platform providing seamless credit access to customers. Our capabilities extend from fully digitized customer on-boarding, seamless in-app to real times offers for We partner with financial institutions and leverage the insights we gather through our ecosystem design and offer innovative and customized financial products to our consumers and merchants.- Paytm Postpaid is a unique \'buy now pay later\' product that provides checkout financing to consumers. Our users can avail a transaction credit facility for a wide range of products and services at more than 1 cr shops and websites- Personal loans: We offer 24x7x365 small ticket cash out loans, especially targeted towards \'new to credit\' borrower, fulfilling their instant fund requirements and discretionary spends- Merchant Loans: We offer \'Merchant cash advance\' which are unsecured business loans that leverage the transaction history of the merchant and our unique credit scoring system. We distribute such loans through our \'Paytm for Business\' app- Credit cards: We offer co-branded credit cards (in partnership with leading commercial banks in India) catering to varied consumer segments, by leveraging transaction history of a user on Paytm platform to digitize the entire credit card experience on the Paytm app, from the application process to tracking and issuance of the credit card.About the role: Incumbent will be responsible to identify the customer need and the larger business objectives that a product or feature will fulfill, articulates what success looks like for a product, and rallies a team to turn that vision into a reality.Expectations/Requirements:- Working closely with business leads to understand product use cases, customer journeys, business applicability and impact of each use case.- Ability to understand different technology platforms, their features and be able to work with solution architects/engineering leads and write detailed product requirement documents, manage future roadmaps and deliverables.- Make sure that clear, simple, and technically sound decisions are made.- With your strong knowledge of different technology platforms in your vertical or in the company, we expect you to raise your hand when either any wrong design decision is being made or if similar function exists in other systems that could be reused.- Ability to work with multiple stakeholders / senior management / cross-functional teams to influence them for quicker decisions, manage sudden technical roadblocks and be able to clear them.- Lead product team processes (Agile/Scrum) and manage expectations and track roadmap regularly- Be involved in what your team is building - Run edge cases, test products proactively and its features to provide feedback early in the cycle, make sure entire journeys are covered, and that product reporting exists to track KPIs for the product and its success (data-driven product management).Superpowers that will help you succeed in this role:- High level of drive, initiative and self-motivation- Ability to take internal and external stakeholders along- Understanding of Technology and User Experience- Love for simplifying- Growth Mindset- Willingness to experiment and improve continuouslyWhy join us\xe2\x97\x8f A collaborative output driven program that brings cohesiveness across businesses through technology.\xe2\x97\x8f Improve the average revenue per use by increasing the cross-sell opportunities\xe2\x97\x8f A solid 360 feedback from your peer teams on your support of their goals\xe2\x97\x8f Respect, that is earned, not demanded from your peers and manager.Compensation: If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants - and we are committed to it. India\'s largest digital lending story is brewing here. It\'s your opportunity to be a part of the story!

Paytm