Job Description

Digital Product Manager 2- Lending/Loans

Piramal Group is a global business conglomerate with diverse interests in Pharma, Financial Services and Real Estate. The Group has offices in over 30 countries and a global brand presence in more than 100 markets.

Led by Mr. Ajay Piramal, the Chairman, Piramal Group is a torchbearer of trusteeship and responsible business ethos. Based on the philosophy of \'Doing Well and Doing Good\', the Group continues to create long-term value for its stakeholders and the community at large.

Piramal Retail Finance, the consumer lending platform of Piramal Enterprises Limited, engages in various financial services businesses. It is focused on serving all lending needs of consumers and small businesses across Bharat, differentiating through product personalization & superior customer experience. currently offers multiple products in its target markets including Affordable Housing loans, Mass Affluent Housing loans, Loans Against Property, Secured Small Business Lending, Digital

Purchase Finance, Digital Personal Loans, and Used-Car loans across Tier I, II and III cities.

Focused on building strong partnerships, the Company offers an Artificial Intelligence (AI) enabled multi-product retail lending platform by augmenting a \'Digital at its Core\' strategy via physical customer connect-points for budget customers of Bharat. Its vision is to reach to \'Bharat\' customer segments, especially those that do not have easy access to the Indian financial systems, across geographies.

Digital Product Manager II

BUSINESS: Piramal Capital and Housing Finance

DEPARTMENT: Technology

LOCATION: Bangalore

BAND: 2B

REPORTING STRUCTURE:

DPM III/Director- Product Management

QUALIFICATION: Bachelor\'s degree in business, finance, engineering, or related field; MBA from tier 1 college is mandatory

JOB OVERVIEW:

As the Senior Product Manager, you will be responsible for owning the strategy and direction of one or more products within our company. You will be accountable for setting the product vision, identifying and prioritizing features, and driving the product roadmap to ensure that our products meet the needs of our customers. You will work closely with cross-functional teams to ensure successful product launches and seamless user experiences.

KEY RESPONSIBILITIES:

- Develop and execute the product strategy and roadmap, defining and prioritizing features that will drive user engagement, retention, and revenue growth

- Conduct market research and competitive analysis to identify new product opportunities and stay up-to-date with industry trends

- Define and track key performance metrics, leveraging data to inform product decisions and drive growth

- Partner closely with cross functional teams to ensure successful product launches, on-time delivery, and seamless user experiences

- Establish a deep understanding of our customer needs and preferences, using insights to inform product development and innovation

- Drive product growth and adoption, using a data-driven approach to identify opportunities to improve user engagement and retention

- Manage the product lifecycle, from ideation through to end-of-life decisions

- Act as a subject matter expert on the product, providing guidance and mentorship to other members of the product team.

REQUIREMENTS:

- Bachelor\'s degree in business, finance, engineering, or related field; MBA from tier 1 college is mandatory

- 3+ years of experience in product management, with a track record of launching successful products in the fintech/consumer tech industry

- Strong analytical skills, with experience using data to drive product decisions and track performance metrics

- Excellent communication and collaboration skills, with the ability to work cross functionally and influence stakeholders at all levels of the organization

- Ability to thrive in a fast-paced, dynamic environment, with a strong sense of urgency and bias for action

- Passion for fintech and a deep understanding of the industry trends and competitive landscape

- Experience working with agile development methodologies and managing product backlogs

- Strong leadership skills, with experience managing and mentoring other members of the product team

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