Job Description

: Operations Executive

Location: Indore

Job Type: Full-time, Permanent

Desired Profile

Key Skills Required:

• Good typing speed with a strong understanding of KYC documents and basic documentation for various profiles, including individuals, proprietorships, partnership firms, and companies.

• Experience in pre-credit underwriting, including file login and KYC processes.

• Knowledge of the login and disbursement process.

• Utilize Advanced Excel and MIS tools to analyze, visualize, and report financial data, supporting budgeting and forecasting.

• Proficiency in English and Hindi.

Roles and Responsibilities :

• Conduct thorough credit checks on all loan requests received by the bank.

• Hire and train the right personnel for the verification department, assigning appropriate duties.

• Ensure compliance with all credit policies in departmental transactions.

• Design a system for efficient departmental operations, accessible to all clerks.

• Review departmental books of accounts daily.

• Manage loan recovery by sending reminders to defaulters and coordinating with recovery officers as needed.

• Foreclose on assets of defaulters when necessary.

• Develop financial plans for customers experiencing payment difficulties to assist them in timely repayment.

• Provide regular reports to the corporate office of the bank.

Requirements:•

Education: Any Graduate

Experience: Minimum of 1+ years of experience in Banking, NBFC, and other financial industry.

Technical Proficiency:

- Advanced skills in Microsoft Excel, including pivot tables, macros, and complex formulas.

- Proficiency in MIS (Management Information Systems) for enhanced reporting and analysis.

Analytical Skills: Exceptional ability to analyze data, identify trends, and provide actionable insights.

Soft Skills: Excellent organizational, communication, and time management skills, with the ability to perform under pressure and meet deadlines.

Job Type: Full-time

Pay: ?20,000.00 - ?25,000.00 per month

Schedule:

• Day shift

Ability to commute/relocate:

• Indore, Madhya Pradesh: Reliably commute or planning to relocate before starting work (Required)

Experience:

• Banking: 1 year (Required)

Language:

• English (Preferred)