Job Description

Job Summary . National Lead - Risk Job Purpose \'This position is open with Bajaj Finance ltd.\' Job Duties & Key Responsibilities . Duties and Responsibilities - Products to be managed 1.Rural X-sell Personal Loan - Responsible for formulating, implementation/dissemination & adherence of risk policy. - Travel to locations to understand market and refine and upgrade policy as per market requirement and after risk assessment - Maintaining loss rates within budget - Monitoring Risk KPIs - Portfolio risk monitoring & management - Ensure continuous improvement/enhancement to systems (SFDC & Finnone) platforms by identifying gaps proactively. - Support product team in developing systems, IT development and improvement of the same and is line with business requirements. - Building framework to continuously assess and evaluate system capabilities to eliminate operational loss - Monthly interaction & feedback mechanism with collection team to get ground level feedback on market/portfolio - Support business in various initiatives and promotions by enabling business growth and maintaining portfolio quality . Entrepreneurship . Customer Focus . Result Orientation . Agility . Inspirational Leadership . Developing Organizational Talent Required Qualifications and Experience . Products to be managed 1.Rural X-sell Personal Loan - Responsible for formulating, implementation/dissemination & adherence of risk policy. - Travel to locations to understand market and refine and upgrade policy as per market requirement and after risk assessment - Maintaining loss rates within budget - Monitoring Risk KPIs - Portfolio risk monitoring & management - Ensure continuous improvement/enhancement to systems (SFDC & Finnone) platforms by identifying gaps proactively. - Support product team in developing systems, IT development and improvement of the same and is line with business requirements. - Building framework to continuously assess and evaluate system capabilities to eliminate operational loss - Monthly interaction & feedback mechanism with collection team to get ground level feedback on market/portfolio - Support business in various initiatives and promotions by enabling business growth and maintaining portfolio quality . Entrepreneurship . Customer Focus . Result Orientation . Agility . Inspirational Leadership . Developing Organizational Talent

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