Job Description

Business: Ratings Department Large Corporate Sector Job Role: Manager Position: Manager

• The role involves credit ratings and recovery ratings
• Recovery risk rating assignments involve:
  • analysing various resolution strategies (such as restructuring; sale of business; sale of assets; settlement) adopted by asset reconstruction companies (ARCs) to resolve stressed assets
  • assessing the future cashflows basis these resolution strategies
• Credit rating assignments involve rigorous credit risk analysis encompassing industry / business research and financial analysis of corporates
• Analyse Companys financial performance which include.
  • Past financial and business performance & Benchmark these against peers performance.
  • Validate future performance of the company prepared by analysts (with assumptions)
• Advance knowledge of financial ratios and cash flow analysis is mandatory
• Maintain a high quality of analytics and rating committee presentation - respond to the questions/provide clarifications in support of the rating recommendation
• Preparation of rating reports that cogently capture the rationale behind the rating
• Ensure adherence to regulatory timelines
• Regular communication with clients - to understand their strategy and business model, rating communication etc
• Client Management / Stakeholder Management.
• Discuss with the key management personnel of the corporates being rated to understand their strategy and business model
• Explain the final rating assigned to the bank facilities of the client
• Complete ownership of key client accounts. Responsible for all day-to-day operations of the account through analytical team. Interfacing with clients for all operational activities.

• Contribution to sectoral research/opinion pieces being published by CRISIL on a regular basis

- Required qualification and work-ex: CA/MBA/MMS with 4-7 years of relevant work experience in credit assessment of large corporates or stressed assets or in ARCs Required skill sets: besides soft skills, financial statement analysis, a candidate should have good analytical skills, stakeholder/client management skills and analytical report writing skills Preference: relevant work experience in credit analysis or recovery analysis with banks, asset reconstruction companies; rating agencies; stressed asset division of banks/FIs etc