Job Description

1. Risk Assessment and Underwriting

• Underwriting decisions based on underwriting authority up to INR 150 crore and individual policies/programs as large as INR 300 crore
• Provide technical inputs and advisory to the market on emerging risks and changing scenarios
• Review technical, highly complex, large and inherently risky proposals
• Evaluate proposal thoroughly considering past claims/cases and assess conformance with underwriting guidelines
• Conduct 360 degree review of risks along with any associated loss ratio; decide on standard terms and conditions for the proposal
• Arrive at the quotes to covert large accounts with substantial premiums in our favour

2. Premium Growth and New Client aquisition

• Develop profitable relationships with broking houses and IMDs
• Negotiate terms & Ensure presence on large accounts with high limit deployment
• Advise clients and IMDs on products and covers
• Visit the locations and meet major IMDs; understand problem areas and issues / concerns
• Provide guidance, if required and resolve any issues / concerns from IMDs
• review performance of channels, brokers and IMDs

4. Product Training

• Drive implementation of various training efforts in case of new / existing product launch in terms of premium calculation; product nuances, etc.; clarify doubts and resolve concerns, if any
• Assess areas of improvement amongst the IMDs and provide effective training to them; address development issues / concerns and enable them to drive sales for the organization in an effective manner
• Training Content Development for various training programs to be conducted