Job Description

: Designation : Senior Manager REPORTS TO (SOLID & MATRIX): ASSOCIATE/ DEPUTY VP- ANALYTICS
Position Grade: M4 Business Unit: Tata Capital Limited Department: Analytics Sub Function: Location: Lower Parel/ Thane Number of Positions: Position Type: Full TimeJob PurposeDirect Reports (Position Title)Resources

• Drive analytics strategies and implement advanced scoring solutions at Tata Capital to optimize customer acquisition, lifecycle management, and collections, conduct portfolio analysis and collaborating with stakeholders to drive business growth.

Team SizeMain AccountabilitiesQualifications & Experience

• Post Graduate degree with a background in Statistics / Mathematics / Economics/ Engineering / MBA from premier institutes
• Experience of 5- 10 years in the field

Leadership Competencies:

• Good interpersonal & presentation skills
• Excel in interpreting complex data using statistical techniques and machine learning for strategic insights.
• Proficient in Multi-tasking projects, ensuring timely delivery of results.
• Ability to apply creative problem-solving to tackle abstract challenges effectively.
• Should have knowledge on industry trends and regulations for informed decision-making.
• Should be passionate with curiosity to learn
• Should be self-driven with thought leadership

Functional Competencies

• Hands on experience with scoring/data modelling
• Tools: SAS, R or Python
• Statistical Techniques: Logistic Regression, Segmentation, Forecasting, Machine Learning Techniques, Optimization

Key Decisions taken

• Determine the appropriate statistical techniques and machine learning algorithms to be utilized in designing advanced analytical scorecards for customer lifecycle
• Decide on the segmentation and cohort analysis approaches to gain deep insights into various customer segments and portfolios.

• Apply sophisticated statistical techniques to design and develop advanced analytical scorecards for customer lifecycle management, spanning across customer acquisition, cross-sell, portfolio management, collections & customer engagement
• Promote a data-driven decision-making culture by identifying areas to implement analytics solutions to solve business problems
• Engage with senior management and business stakeholders to drive business growth through the effective use of analytical solutions
• Conduct thorough portfolio analyses and deep dives into various segments and cohorts to derive actionable insights.
• Work closely with business users to implement and monitor scorecards/solutions, assessing their impact on business performance and risk
• Should demonstrate extensive knowledge of the business functioning and remain abreast of evolving industry trends
• Manage relationships with credit bureaus and leverage them to gather market trends and insights.
• Evaluate alternate data & conduct POCs for better decision making within the organization
• Track and evaluate the effectiveness of implemented projects
• Periodic Model Monitoring & Management & recalibration basis requirement
• Lead / Mentor other team members to ensure on-time & high quality analytical projects.

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Tata Capital