Manager Credit Lap Loan Surat

Year Surat, Gujarat, India

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Description:

Evaluating credit proposals covering financial, business and industrial risk & decisioning of the LAP loan.
Field PD, Sanctioning autority

Verifying the promoters track record & ascertaining their credit worthiness.
Analysis of the financial statements of the prospective customer to identify the short term & long term
solvency & liquidity position
To ensure Bounce Rate and Delinquency are within acceptable standards.
Monitor and enforce approval rate and TAT as per prescribed standards.
Monitor and ensure that monthly Branch audit score is satisfactory.
Vendor Management.
To conduct customer meeting to evaluate credit proposal
PDD Tracking and closure
Compliance to repayment instrument replenishment to ensure regular repayment of EMI

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