Job Description

Job description

Business: Analytics

Open positions:1

Role Title: Analyst - Business Consulting

Location (Country / City): Bangalore,India

Recruiter Name: Shubhangi MASIH

Why join us?

Our Global Service Centers are an integral part of Global Operations. Employees based there manage day-to-day Our Global Service Centers are an integral part of Global Operations. Employees based there manage day-to-day customer transactions and processes for the global businesses. This may include transactions for our retail bank such as processing loans, credit cards, insurance and mortgage applications, opening new accounts, and managing customer enquiries through contact centers and digital platforms.
Employees in the Global Service Centers also run and manage operations for commercial bank customers. This includes processing credit applications, facilitating payments and managing the import and export transactions that enable customers to protect and grow their businesses through international trade.

Global Analytics Centre (GAC) - Regulatory Analytics is a centralized managed team within GAC that leads various areas within Regulatory analytics including model development (Stress testing, CECL, CCAR and IFRS 9), model Implementation, model methodology, governance and results analysis. It works with Senior Management (including Chief Risk Officer and

The position is with GAC and will report into AVP of Regulatory Analytics GAC. As a member of the team the candidate will contribute to extending the group IFRS9 analytics by contributing in developing various IFRS9 calculations and analytical tools like Impairment Calculation Engine and analytics reporting using reporting tools like Qliksense, tableau etc. Individual will be responsible for managing stakeholders. This role forms part of Regulatory Analytics team whose purpose is to support the banks IFRS 9 loss provisioning for portfolios within Retail banking. The role will involve hands-on involvement across the analytics life cycle as well as the management and guidance of junior team members.

What youll do:

Specific roles and responsibilities will include:

• Operate as an individual contributor within the IFRS9 ECL insight and analytics and Loss forecasting function
• Analytical reporting for both IFRS9 and Loss forecasting function by developing MI to explain the drivers of various changes.
• Drive portfolio analytics to identify key drivers and insights for movement in Expected Credit Loss for all retail portfolios across markets.
• Drive loan impairment analytics to identify drivers for changes vis-\xc3\xa0-vis annual loss forecast plan
• Develop various tools using technology to support analytics and analytical reporting - SAS, Python, R Qliksense and more importantly ability to learn and adapt new technology with changing times.
• Engage with business partners to provide business priorities, present various analytical output to various review committees (comprising senior management from various functions within businesses)
• Guide the team in best practices with respect to governance and SOX controls and support Internal Audit and External Audit
• Continuously looking at the macro environment challenges and use that while providing insights
• Ensure open, transparent, proactive and timely interaction with major stakeholders (subject matter experts, regional / group stakeholders, governance /control / implementation team) in alignment with values and behavior principles

Requirements

What you will need to succeed in the role:

3+ years experience required, preferably in banking / analytics

At least a Bachelors degree in mathematics/ statistics/ economics/Engineering or equivalent; MBA is a plus

Relevant experience in analytics specifically in the fields like Credit Risk Modeling & Basel, Loss Forecasting / Reserving, Risk Strategy, Marketing analytics/IFRS 9/Stress testing/CECL etc.

Prior exposure in stress testing and / or impairment reserves.

Good understanding of consumer lending products like Credit Cards, Mortgages, Personal Loans, Overdraft, Auto Loans and Line of credit

Excellent communication skills with technical (the team) and non-technical (senior management in region) counterparts; being able to "translate" between the two worlds is essential

Strong analytical skills with an ability to grasp new concepts quickly

Strong organizational, analytical, problem-solving and verbal and written communication skills.

Internal Candidates should fulfill regular IJP guidelines & eligibility criteria.

What additional skills will be good to have?

Knowledge of SAS / Python / R

Ability to learn and adapt new technology with changing times.

Link to Candidate User Guide:

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Youll achieve more at HSBC

HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role.

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