\xe2\x80\x93 Location Head - MortgagesLocation - AgraRemuneration Details- Upto 15 LPA + Incentives as laid by company normsQualifications -
A candidate with minimum Qualification as Graduation/ Post Graduation with expertise in developing and managing Mortgage Sales business and having 15- 20 Years experience in the Home Loan vertical.
Candidates should be able to handle and manage a team size of approximately 100-150 Salesforce professionals including leadership positions.
Candidates should have excellent communication and interpersonal skills.
Roles & Responsibilities: 1. ASM Review \xe2\x80\x93 Once in a month \xe2\x80\x93 DRM/ ARM (Incase DRM is not there)
SSR Strategy Meeting \xe2\x80\x93 Once in a month \xe2\x80\x93 15th of the month
o Achievement and shortcoming of last month\xe2\x80\x99s strategy o Achievement Vs target for the last month o Comparison of sales, leads and conversions trends o Analyze the LSR/ SLR of all projects o Analysis on LTC leads o Discussion on mapping and relationship of high selling projects o Progress on focused projects o Analysis of new sources added in the current month o Analysis of top selling BSA/ brokers o Analysis of future identified projects
BSA
o Achievement and shortcoming of last month\xe2\x80\x99s BSA strategy meeting o Ageing of BSA approvals o Vintage of BSA\xe2\x80\x99s Vs performance o Strategy for inactive BSAs o Strategy for empanelling non- builder BSA o SSR analysis of BSA
NPE \xe2\x80\x93 Rising Stars
o Rising Star \xe2\x80\x93 Employee with no experience should perform (PE) in 6 months Employees with experience should perform (PE) in 3 months o Achievement and shortcoming of last month\xe2\x80\x99s NPE strategies o Analysis of sources and quality of sources of NPE o Discussion on analysis done by the ASM of Sales Patri files for employees who are NPE for consecutive three months
Hiring
o Achievement and shortcoming of last month\xe2\x80\x99s hiring strategy o Finalize the hiring budget
Retention
o Analyze the short compensation / incentive report from HO o Analyze the attrition rate report shared from HO o Analyze the Exit Interview report shared by Regional HR
PAMS
o Achievement and shortcoming of last month\xe2\x80\x99s PAMS strategies o Analysis of performance on approved projects o Ageing of project approval o Analysis of project approval visit
Geography mapping
o Achievement and shortcoming of last month\xe2\x80\x99s geography mapping o Discuss last month\xe2\x80\x99s audit by various levels of leadership and findings o Pending area mapping and deadlines
Entertainment policy
o Budgets and expense analysis o Outcomes of the earlier activities o Strategy for future activities
Marketing Activities
o Achievement and shortcoming of last month\xe2\x80\x99s marketing activities o Participate with ASMs and teams in case of high selling project\xe2\x80\x99s marketing activities o Discussion on corporate activities 2. Financial Services strategy meeting - ARM/ DRM (Incase ARM is not there)
Achievement and shortcoming of last month\xe2\x80\x99s FS meeting
Monthly review with the FS managers & HL managers to achieve 50% insurance penetration
Discuss and plan strategy for FOS\xe2\x80\x99s with less than 50%
3. Credit Meeting \xe2\x80\x93 ARM/ DRM (Incase ARM is not there)
Achievement and shortcoming of last month\xe2\x80\x99s credit meeting with the Credit team
All credit metrics to be reviewed \xe2\x80\x93
o Rescan o TAT\xe2\x80\x99s on Login to RHDFC o File completeness o Staffing
Discussion of HDFC/ HSPL related issues and plan strategy to resolve
4. LMS Strategy Meeting - ARM/ DRM (Incase ARM is not there)
Monthly strategy meeting with the LMS manager on the basis of following points,
o Total Lead conversion ratio o Leads to Appt Ratio o Appts to Login Ratio o Lost to competition and rejection ratios o LMS calling Y and N analysis o SO wise lead conversion ratio o SO wise Pending Attention and Action cases o Match lead count with SSR for all teams o Source wise conversion ratios. (HDFC, booking, walk-in, HSPL key sales partners) o Call conversation listening o Key Ratios: LTC, Rejections & Follow ups 5. Training - ARM/ DRM (Incase ARM is not there)
Monthly meeting with L & D manager to ensure trainings have been imparted as per the training calendars
Address new joinees during Induction and meet them regularly for next three months
Discussion of PACE results
Take feedback from L&D Manager about Sales employees and take necessary actions
Take feedback from Sales employees about L&D Managers and share the feedback with the Regional L&D Manager
30% checking of Patri file of a new joinee at the training stage to understand if the training process has been properly implemented or not
6. JD Implementation DRM/ ARM (Incase DRM is not there)
Responsible for JD implementation of all down-line hierarchies
o Focus group discussions with all hierarchies on understanding and implementation of their JDs o Understand the gaps in implementation o Discuss with seniors and define action plans to fill up the gaps 7. Team Management and Development DRM/ ARM
Responsible for maintaining a culture of fairness, openness, happiness and transparency. Should be accessible to his in-direct reports in case of escalations and maintain smooth interdepartmental functioning with adherence to processes. Create an encouraging environment and motivate the team to achieve their professional and personal goals. Identifying the high potential employees and coaching them for next level.
8. Expansion of geography (Incase the DRM is managing the branch independently) ARM/ DRM (Incase ARM is not there)
Responsible for identifying untapped market
9. Source Relationship management DRM/ ARM (Incase DRM is not there)
SM will be responsible to maintain relationship with CF & property funds projects.
SM will maintain with all Category \xe2\x80\x9cA\xe2\x80\x9d Builders and selective large broker relationships in all locations.
SM will maintain the SDB of all these sources in excel.
Visit each source at least once in a month to ensure HSPL relationship is maintained. This will help audit and resolving any issues with HSPL.
10. Town Hall
Conduct Town hall for the location on 1st and 16th working day of the month
Minutes of the town hall should be recorded and shared with Reporting Manager
Achievement and shortcoming of last town hall\xe2\x80\x99s
11. Market Intelligence
Submission of market intelligent report to the management on a monthly basis
Meet his counterparts from competition
12. Discipline
SM needs to maintain and observe discipline for all the locations
PSHP (Prevention of Sexual Harassment Policy at work place),
Time discipline \xe2\x80\x93 Attendance of Hierarchy,
Manage inter and intra department issues,
Adhering to company process related HR, JD, SOP\xe2\x80\x99s.
Geography mapping of teams.
13. HDFC related relationship with BD Team, BM and technical team.
Deal with HDFC marketing: Attend monthly meeting if any with all data on project approvals pending, SSR, exposure reports. Follow up with marketing for pending project approval apart from pushing them during PAC and apart from following up with legal and technical.
Submit schemes to HDFC marketing team and get approvals from them for all locations.
Report problems at various developer counters through emails should business not be up to expectations which are HDFC CF relationships.
Support HDFC branches with adequate manpower
14. Manage Product Mix
Manage various product mix such as BT, REACH, Non Housing, small CF, land loan, self-construction loan
15. Co-ordination with IT, HR and admin Job Type: Full-time Pay: Up to \xe2\x82\xb91,500,000.00 per year Schedule:
Day shift
Supplemental pay types:
Performance bonus
Ability to commute/relocate:
Agra, Uttar Pradesh: Reliably commute or planning to relocate before starting work (Preferred)
Experience:
total work: 10 years (Required)
home loan: 10 years (Required)
Work Location: In person
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