Job Description

:

We are seeking a motivated and detail-oriented Loan Officer to join our team. The Loan Officer will be responsible for evaluating, authorizing, or recommending approval of commercial, real estate, or credit loans. The successful candidate will provide exceptional customer service while adhering to the company's policies and regulations.

Key Responsibilities:

• Customer Consultation: Meet with applicants to obtain information for loan applications and answer questions about the process.
• Loan Evaluation: Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
• Loan Approval/Rejection: Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
• Documentation: Ensure all loan applications are completed accurately and within required time frames. Verify and examine information and accuracy of loan applications and closing documents.
• Regulatory Compliance: Stay updated on current regulations and ensure all loan transactions comply with federal, state, and local laws.
• Customer Service: Provide excellent customer service, handle customer complaints, and work to resolve any issues that arise throughout the loan process.
• Sales and Marketing: Promote the bank's products and services to clients and refer clients to other departments for additional banking needs.
• Risk Management: Assess and manage risk in the loan portfolio and take necessary steps to mitigate risks.
• Reporting: Prepare reports on loan activity, loan status, and performance metrics

Job Type: Full-time

Schedule:

• Day shift

Experience:

• total work: 1 year (Preferred)

Work Location: In person