Idfc Bank / Senior Relationship Manager Gbg / Delhi Ncr

Year    Surat, Gujarat - Ahmedabad, Gujarat, India

Job Description


Job Title \xe2\x80\x93 Senior Relationship ManagerBusiness Unit \xe2\x80\x93 Government Banking GroupFunction \xe2\x80\x93 Government Banking GroupJob Purpose:The role entails building deep relationships with clients including government bodies, quasi-judicial authorities, autonomous bodies, State Departments, etc in order to maximize profitability and meet targets while minimizing risk and ensuring strict adherence to guidelines. The role bearer is primarily a first touchpoint for clients for resolution of issues. The role bearer has a responsibility to increase customer penetration across current account, Retail Asset, Government Banking products contributing to achieving the larger organizational objectives of the bank.Roles & Responsibilities:

  • Ensure seamless customer on boarding by ensuring best in-class customer servicing standards and processes and develop deep relationships to become the client\'s banking partner of choice
  • Spearhead business generation within stringent and dynamic regulations and bank\'s risk appetite to expand the volume of trade of Government Banking Group
  • Tie up with financial institutions to share revenue sources and realize synergies
  • This role further entails the responsibility of understanding client needs, business and sector characteristics
  • Understand customer requirements and structure solutions to achieve customer satisfaction while remaining aligned with the bank\xe2\x80\x99s policies
  • Responsible for accurate and timely KYC, ensuring compliance and risk categorization
  • The role bearer is accountable for customer acquisition of high value, high ticket size accounts after due diligence
  • Ideate to create diversified revenue sources for Government Banking Group and facilitate campaigns to increase customer penetration and acquire high quality clients
  • Study financial reports of clients to identify early warning signs and flag potential pitfalls to prevent losses to the bank
  • Monitor portfolio and flag early warning signals while maintaining a constant touchpoint with the clients
  • Perform credit analysis as mandated by RBI
  • Gather and leverage market intelligence to incorporate best practices
  • Develop and maintain constructive relationships with key internal and external stakeholders to help achieve business critical goals
  • Collaborate with internal stakeholders (Treasury, Risk, Compliance, Legal) to achieve the desired business objectives whilst ensuring maximum efficiency in internal processes
  • Create and deploy strong mechanisms that can constantly measure and monitor the customer satisfaction and envision changes to existing processes to improve specifications and performance
  • Ensure high quality customer service and review customer complaints in order to maintain customer satisfaction and increase the treasury business

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Job Detail

  • Job Id
    JD3488118
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Surat, Gujarat - Ahmedabad, Gujarat, India
  • Education
    Not mentioned
  • Experience
    Year