We are seeking a dynamic and results-oriented Home Loan Executive to join our Real Estate Advisory Firm. This role is pivotal in facilitating home loan transactions, supporting clients through the mortgage process, and ensuring seamless coordination between buyers, lenders, and real estate agents. The Home Loan Executive will play a critical role in enhancing customer satisfaction, driving sales, and contributing to the overall success of our firm.Key Responsibilities:
Client Engagement and Consultation:
Act as the primary point of contact for clients seeking home loans, providing expert guidance and advice on various loan products and options.Conduct thorough financial assessments of clients to determine eligibility and recommend suitable loan products based on their needs and financial capabilities.
Loan Application Management:
Assist clients with completing loan applications, gathering necessary documentation, and ensuring accuracy and completeness of submissions.Liaise with lending institutions to expedite the approval process, resolve any issues, and negotiate favorable terms on behalf of clients.
Relationship Management:
Build and maintain strong relationships with lending partners, real estate agents, and other stakeholders to facilitate smooth and efficient loan processing.Collaborate with real estate agents to provide comprehensive support to home buyers, ensuring a seamless experience throughout the home purchase journey.
Sales and Business Development:
Actively promote home loan products and services to prospective clients through various marketing channels and networking opportunities.Meet or exceed sales targets by effectively converting leads into loan applications and successfully closing loan transactions.
Compliance and Documentation:
Ensure compliance with regulatory requirements and internal policies throughout the loan origination process.Maintain accurate and up-to-date records of client interactions, loan applications, and correspondence.
Market Research and Analysis:
Stay informed about market trends, interest rates, and changes in lending policies to provide informed recommendations to clients and stakeholders.Conduct periodic market research and analysis to identify new business opportunities and enhance service offerings.Qualifications:
Bachelors degree in Finance, Business Administration, or a related field (preferred).
Proven experience (3+ years) in home loan sales or mortgage advisory roles within the real estate sector.
Strong understanding of mortgage products, lending practices, and regulatory requirements.
Excellent communication, negotiation, and interpersonal skills.
Ability to work effectively in a fast-paced and dynamic environment.
Proficiency in CRM software, loan origination systems, and Microsoft Office Suite.
Attributes:
Customer-focused with a passion for delivering exceptional service.
Results-driven with a demonstrated track record of achieving sales targets.
Analytical thinker with strong problem-solving abilities.
Ability to work independently and as part of a team.
Ethical and professional demeanor with a commitment to integrity.
Benefits:
Competitive salary and performance-based incentives.
Opportunities for career growth and professional development.
Supportive and collaborative work environment.
Job Type: Full-timePay: Up to \xe2\x82\xb930,000.00 per monthSchedule:
Day shift
Morning shift
Supplemental pay types:
Performance bonus
Education:
Bachelor's (Preferred)
Experience:
Home Loan: 1 year (Required)
Location:
Kasarvadavali, Thane, Maharashtra (Required)
Work Location: In person
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