Job Description

:

You Lead the Way. We\xe2\x80\x99ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you\xe2\x80\x99ll learn and grow as we help you create a career journey that\xe2\x80\x99s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you\xe2\x80\x99ll be recognized for your contributions, leadership, and impact\xe2\x80\x94every colleague has the opportunity to share in the company\xe2\x80\x99s success. Together, we\xe2\x80\x99ll win as a team, striving to uphold our and powerful backing promise to provide the world\xe2\x80\x99s best customer experience every day. And we\xe2\x80\x99ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let\'s lead the way together.

Functional Description:

This is an opportunity to be part of the Credit and Fraud Risk Controllership (C&FRC) team. The individual will directly contribute to the successful implementation of various system enhancements, analytics and automated reports.

Purpose of the role:

As part of a world-class Controllership group, the C&FRC organization is responsible for managing end to end credit and fraud process from reserve adequacy assessment through to the external and regulatory reporting.

Additionally, the C&FRC processes underwent a significant change with the implementation of IFRS9 effective January 2018 and CECL effective January 2020. They will work closely with Controllership, Risk, Risk Finance, Technologies, and other groups responsible for day to day deliverables.

This role will support tech development of various features for credit reserving, disclosures and management report as Product Owner (PO). Of all the roles in the agile team, the product owner role is the most pivotal. The product owner holds the vision for the product, has a solid understanding of the users and the business problem being solved, and collaborates closely and regularly with the development team to deliver on that vision.

Responsibilities:

• Create and communicate the vision, value and priorities of the product and collaborate closely and constantly with the development team on delivery of product features
• Be the bridge between the delivery team, and the stakeholders
• Understand the needs of the business and the user with respect to the product/features
• Gather feature requests from other business stakeholders and manage and prioritize them into a single backlog
• Define and refine user stories with clear acceptance criteria
• Prepare and prioritize user stories for sprint planning and backlog refinement meetings
• Actively participate in the sprint planning, backlog refinement and sprint review meetings
• Attend daily stand-ups and answer questions and remove impediments
• Review and accept stories when they have been fully delivered and meet the definition of done
• Perform thorough validations of system changes and provide walk through to business team

Critical Factors to Success:

Stay relevant & agile to business / functional requirements.

Lead with a digital mindset - understand, leverage & implement technogical changes

Put enterprise thinking first, connect the role\xe2\x80\x99s agenda to enterprise priorities and balance the needs of customers, partners, colleagues & shareholders

Lead with an external perspective, challenge status quo and bring continuous innovation to our existing offerings

Past Experience:

Experience with UAT validations, Project management, SQL data query

In addition to above, experience with credit reserves and portfolio analysis, financial modeling and accounting

Experience with financial reporting requirements and processes a plus

Academic Background:

2-4 years of strong techno-functional knowledge in SQL, Tableau, VBA, Macros

Degree in Engineering / Accounting / Finance

Functional Skills/Capabilities:

Strong process orientation and analytical problem-solving skills, demonstrated process improvement

Excellent written and verbal communications skills, strong collaboration and relationship skills

Technical Skills/Capabilities:

Knowledge of Agile, Rally, SQL, UAT testing

Awareness of relevant US GAAP/IFRS (Accounting knowledge) a plus

Analytical skills with the ability to undertake cause effect analysis

Knowledge of financial systems

Behavioral Skills/Capabilities:

Results driven, self-starter, able to lead and influence without direct authority

Ability to be flexible, prioritize multiple demands, and effectively manage in a matrix organization

Enterprise Leadership Behaviors:

Set The Agenda: Define What Winning Looks Like, Put Enterprise Thinking First, Lead with an External Perspective

Bring Others with You: Build the Best Team, Seek & Provide Coaching Feedback, Make Collaboration Essential

Do It The Right Way: Communicate Frequently, Candidly & Clearly, Make Decisions Quickly & Effectively, Live the Blue Box Values, Great Leadership Demands Courage

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

American Express