Job Description

Job Title: Finance Operations Executive (Finops)

Location: Gurgaon

Company: Spinny Capital Private Limited

About Us: We are a fast-growing Non-Banking Financial Company (NBFC), providing innovative financial services tailored to our clients' needs. We are looking for a Finance Operations Executive to handle key financial functions, including loan management, reconciliation, and operational coordination. The ideal candidate will bring expertise in financial systems and a keen attention to detail to ensure efficient and accurate operations.

Key Responsibilities: 1. Loan Disbursement: Manage the end-to-end loan disbursement process, ensuring accurate and timely transfers while maintaining records.

2. Tracker: Develop and maintain comprehensive trackers for all loan-related activities, including disbursements, cancellations, and refunds.

3. Loan Cancellation & Refund Management: Oversee the cancellation of loans and manage refunds, ensuring compliance with internal policies and timely resolution.

4. Bank Reconciliation: Perform daily and monthly reconciliations between internal systems and bank accounts, identifying and resolving discrepancies.

5. LMS Reconciliation: Ensure all loan data within the Loan Management System (LMS) is accurate and reconciled with financial records on a regular basis.

6. Cross-Department Coordination: Act as the liaison between the finance, credit, and loan operations teams to track loan status and resolve operational issues.

7. Bank Coordination & Rights Management: Manage communication with banks to resolve banking issues, secure necessary approvals, and handle follow-ups for banking rights.

8. Process Optimization: Identify opportunities to streamline loan disbursement and financial tracking processes, improving efficiency and accuracy.

9. Regulatory Compliance: Ensure all financial operations comply with regulatory requirements, including RBI guidelines for NBFCs.

10.Reporting & Analysis: Provide regular reports on loan status, disbursement metrics, reconciliations, and outstanding loans to senior management.

11.Audit Preparation: Assist in preparing for internal and external audits by ensuring documentation is accurate and readily available.

Key Requirements: o Bachelor's degree in finance, accounting, or a related discipline.

• 2-3 years of experience in financial operations, preferably within an NBFC, fintech, or banking environment.
• Strong knowledge of loan management systems (LMS) and bank reconciliation processes.
• Advanced skills in MS Excel and financial tracking tools.
• Excellent attention to detail and problem-solving skills.
• Ability to work under tight deadlines and manage multiple priorities.
• Familiarity with NBFC regulatory requirements and compliance procedures is a plus.

Job Types: Full-time, Permanent

Pay: ?450,000.00 - ?600,000.00 per year

Benefits:

• Health insurance
• Provident Fund
• Work from home

Schedule:

• Day shift

Supplemental Pay:

• Joining bonus
• Overtime pay

Work Location: In person