Executive Credit Operations(jr00103322)

Year Junagadh, Gujarat, India

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Job Reference

Job Summary

Job Purpose

This position is open with Bajaj Finance ltd.

Job Duties & Key Responsibilities

Duties and Responsibilities - \xd0\xa5 To achieve Branch target on indicators \xd0\xa6 Credit Metrics / Operations Metrics / Gold Loan Metrics. \xd0\xa5 Training of Branch Sales on Policies & Processes for Gold Loan / Consumer Durables / Vehicle refinance /other Products as & when launched. \xd0\xa5 Ensuring policy adherence and meeting the TAT. \xd0\xa5 Delivering Approval rate & other critical SLA deliverables for Gold loan / Refinance loan, Cross sell & CD business. \xd0\xa5 Checking & Valuation of Gold. \xd0\xa5 Vaulting & Safekeeping of Gold. \xd0\xa5 Ensuring adherence to Vaulting Process & Policies. \xd0\xa5 Supporting Branch Cashier in resolution for Customer Service queries. \xd0\xa5 Provide Feedback to Regional /HO Authorities on Credit / Operations Process / Policies on a regular basis. \xd0\xa5 Data Analysis & Sharing of best practices with team. \xd0\xa5 Coordinate with Sales & ensuring mechanism in place for processing of files within desired TAT. \xd0\xa5 Coordination with various HO / Cross functional departments & providing feedback. \xd0\xa5 Vendor Management (CPV / Gold Testing Vendor). \xd0\xa5 Ensuring Cost within Budget. \xd0\xa5 Support in Branch Admin Activities. \xd0\xa5 Maintain Minimal Errors in Audit Report published by HO.

Required Qualifications and Experience

\xd0\xa5 Graduate / Post Graduate - Fresher \xd0\xa5 Good Learner & conceptualization skills. \xd0\xa5 Good Team Player.

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