Job Description

Roles and Responsibility To assist Stressed Assets Group (SAG), India and take the lead in external and internal stakeholder interface in accounts where fraud has been reported, suspected or is being investigated. The job holder will the primary point of contact from SAG for investigative agencies. To take the lead in and assisting in activities where SAG is the responsible party, for accounts where a boundary event/fraud has been reported. To manage accounts, as may be assigned, involving litigation by and/or against the bank. Processes Assist the MD, Stressed Assets Group, in management of SAG accounts where fraud has been reported or suspected. The primary role of the job holder will be to lead and coordinate SAG actions on all internal and external activities related to fraud account, including but not limited to interfacing with investigative agencies such as the Central Bureau of Investigation (CBI), Enforcement Directorate (ED), Serious Frauds Investigation Office (SFIO) and the state/local police dealing with economic offences. The incumbent will be responsible for drafting & filing of the bank\'s complaints pertaining to the fraud, with the police or other investigative agencies, visit the police/agencies, compile and provide information as required in support of the bank\'s complaint on such cases. The job holder will also be responsible for collating and coordinating for information as sought by investigative agencies from time to time for accounts which are/have been under SAG management. The role requires interacting with the investigating officers, if required in connection with any SAG account being investigated. The role also requires taking the lead and assisting SAG Account Managers in all activities where SAG is the responsible party as laid down in CCIB Boundary Events Reporting Guidance. The role will require managing accounts involving litigation/disputes, independently and with support from other stakeholders such as Legal, CCIB etc. Risk Management Ensure there are appropriate frameworks in place so that Stressed Asset Group business is carried out within the Group\'s risk appetite and reputational and credit risks are appropriately managed in conjunction with direct reports and other stakeholders. Ensure compliance with the highest standards of regulatory conduct and compliance standards and practices as defined by internal and external requirements. This includes compliance with anti-money laundering regulations and guidelines. Ensure any audit and compliance issues relating to Stressed Asset Group business are resolved in a timely manner. Ensure that Risk Management matters that are brought to the job-holder\'s attention are subject to direct remedial action and/or escalated, where appropriate to relevant risk committees. Governance Accountable for escalation to CPMMT and other Group governance committees or to stakeholders in senior management, risk, or control functions as appropriate Regulatory & Business Conduct Display exemplary conduct and live by the Group\'s Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Effectively and collaboratively identify, escalate, mitigate, and resolve risk, conduct and compliance matters Key Stakeholders Internal stakeholders: Country Client Coverage unit, Regional Stressed Asset Risk unit, relevant Regional/ Country Product units (e.g. GCM, FM Sales), Business and Country Finance units, Regional Credit & Risk units, Regional and Country Legal units, and Regional and country CFCC units External liaison: Stressed Asset Groups at other FIs, Credit/ Stressed Asset Funds, Portfolio Management teams at other banks. Institutional and Private Investors, External Lawyers, External Accountants, Regulators, Investigative agencies etc Other responsibilities Leverage the opportunity provided by Corporate Social Responsibility to enhance the Group\'s internal and external reputation and indirectly influence the bottom line Promote the Group\'s brand with clients, stakeholders, and regulators Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures Risk Management Ensure there are appropriate frameworks in place so that Stressed Asset Group business is carried out within the Group\'s risk appetite and reputational and credit risks are appropriately managed in conjunction with direct reports and other stakeholders. Ensure compliance with the highest standards of regulatory conduct and compliance standards and practices as defined by internal and external requirements. This includes compliance with anti-money laundering regulations and guidelines. Ensure any audit and compliance issues relating to Stressed Asset Group business are resolved in a timely manner. Ensure that Risk Management matters that are brought to the job-holder\'s attention are subject to direct remedial action and/or escalated, where appropriate to relevant risk committees. Governance Accountable for escalation to CPMMT and other Group governance committees or to stakeholders in senior management, risk, or control functions as appropriate Regulatory & Business Conduct Display exemplary conduct and live by the Group\'s Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Effectively and collaboratively identify, escalate, mitigate, and resolve risk, conduct and compliance matters Key Stakeholders Internal stakeholders: Country Client Coverage unit, Regional Stressed Asset Risk unit, relevant Regional/ Country Product units (e.g. GCM, FM Sales), Business and Country Finance units, Regional Credit & Risk units, Regional and Country Legal units, and Regional and country CFCC units External liaison: Stressed Asset Groups at other FIs, Credit/ Stressed Asset Funds, Portfolio Management teams at other banks. Institutional and Private Investors, External Lawyers, External Accountants, Regulators, Investigative agencies etc Other responsibilities Leverage the opportunity provided by Corporate Social Responsibility to enhance the Group\'s internal and external reputation and indirectly influence the bottom line Promote the Group\'s brand with clients, stakeholders, and regulators Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures Our Ideal Candidate Graduate qualifications (or conversions): Post-Graduate qualifications such as MBA, CFA, Chartered Accountancy, Mathematics/ Statistics, Qualified Lawyer. Over 10 years (Director) of relevant experience in the banking and financial services industry and/or law firms with hands on experience of dealing with corporate banking frauds and related investigations/litigations. Good knowledge of fundamental drivers of credit risk, documentary and legal risks, portfolio, and balance sheet management including market and regulatory dynamics. Role Specific Technical Competencies Financial Analysis Financial Statement analysis Business markets Capital management Commercial Loan review Portfolio Management Financial Products and Markets Asset and Liability Management (ALM) Legal analysis About Standard Chartered We\'re an international bank, nimble enough to act, big enough for impact. For more than 160 years, we\'ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge, and enjoy finding new opportunities to grow and do better than before. If you\'re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can\'t wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you\'ll see how we value difference and advocate inclusion. Together we: Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle , continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Be better together , we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term In line with our Fair Pay Charter , we offer a competitive salary and benefits to support your mental, physical, financial, and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum Flexible working options based around home and office locations, with flexible working patterns Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual, and digital learning Being part of an inclusive and values driven organisation , one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you\'ve applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process. Visit our careers website

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