Job RequirementsJob Role: Debt Manager-Flows-Micro FinanceDepartment: CollectionsJob Purpose:IDFC FIRST Bank is seeking a highly motivated and experienced Debt Manager-Flows-Micro Finance to join our Retail Banking team in Indore, Madhya Pradesh. As a Debt Manager, you will be responsible for managing the micro business loan portfolio and ensuring timely repayment from borrowers.Roles & Responsibilities:- Manage the micro business loan portfolio and ensure timely repayment from borrowers- Conduct credit assessments and risk analysis of potential borrowers- Develop and maintain relationships with existing borrowers to ensure timely repayment and identify opportunities for additional lending- Monitor loan disbursements and ensure compliance with loan terms and conditions- Collaborate with other departments to identify and mitigate potential risks in the loan portfolio- Conduct regular field visits to assess borrower's business and repayment capacity- Provide support and guidance to field agents in managing the loan portfolio- Prepare and present reports on loan portfolio performance to senior managementEducation Qualification:Graduation:- Any GraduateExperience: 2+ Years of experience in collections.
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