Job Description

DESCRIPTION:
The Due Diligence Underwriter will be responsible for assessing residential mortgage loans for adherence to investor
criteria including but not limited to those criteria stipulated by the nationally recognized statistical rating organizations
for third party review of residential mortgage loans. This assessment will encompass aspects of data quality, credit
decisioning, regulatory compliance, fraud screening, property valuations and servicing history.
DUTIES:
Essential duties shall include but not necessarily be limited to:

• Loan File Inventory: ensuring residential mortgage loan packages contain allnecessary
• documentation required to formulate a complete assessment.
• Credit Review: assess all elements of the credit decisioning process undertakento approve the loan

including underwriting guidelines, income calculation and validation of assets.borrowers to identify potential fraud risks.client specified requirements to assess accuracy of the property valuation.proper execution, enforceability, and sufficiency for title perfection.capture in the due diligence review system.payment histories and servicing commentary in a manner consistent with client requirements.grades based on client specifications and standards set forth within applicable credit rating agencygrading criteria. QUALIFICATIONS: Required Education and Experience:candidate must satisfy the following requirements:proficiency in understanding underwriting guidelines and an understanding of mortgage loanregulatory compliancereview mortgage loans and standard knowledge of Microsoft Office product suite.Desirable Attributes:Candidates demonstrating the following attributes will have an increased chance of success inthe role:communication.

• Fraud Review: review the credit package and related background search onmortgage loan
• Property Valuation Review: review appraisals and alternative value products for conformity to
• Legal Doc Review: assess all legal documents included in residential mortgageloan files to ensure
• Regulatory Compliance Review: gather regulatory compliance data elements from the loan file for
• Servicing History Review: review the servicing history of residential mortgageloans by assessing
• Credit Risk Grading: leveraging the utility of the due diligence review system, assess loan quality
• Essential Skills: Essential to success in this role as a Due Diligence Mortgage Underwriter, the
• Experience: minimum 0.6-2 years underwriting residential mortgage loans with demonstrable
• Computer Skills: strong background with the use of computer programs used tomanufacture or
• Servicing review experience.
• Familiarity with credit rating agency review standards.
• Strong written communication skills.
• Bachelor's degree preferred.
• Soft skills: time management, thoughtfulness, reason, and problem solving, and professional

Job Type: Full-time

Pay: Up to ?600,000.00 per year

Benefits:

• Health insurance

Schedule:

• Day shift
• Night shift

Supplemental pay types:

• Performance bonus

Application Question(s):

• Having hands on experience with Mortgage domine?

Experience:

• total work: 1 year (Preferred)

Work Location: In person