Job Description

Calling all innovators - find your future at Fiserv.Were Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day - quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, were involved. If you want to make an impact on a global scale, come make a difference at Fiserv.Job Title Credit Risk - Professional IWhat does a successful Credit Analyst do at FISERV ?

• A self-starter, to perform tasks with autonomy and make decisions.

• An analytical mindset to learn and understand different business models and assess the potential risks

• Collaborate with internal and external stakeholders to drive the consensus on risk approach

What will you do:

• Perform credit analysis and underwriting for prospective accounts
• Review credit history to assess credit worthiness of new prospective clients. Ensures a balanced risk and revenue trade-off consistent with credit policy and loss target expectations.
• Apply credit risk guidelines, policies and procedures in letter and spirit. Also conduct periodic reassessment of the policies and procedures based on the industry trends and portfolio performance.
• Manage the existing key merchant/partner portfolio to analyze/mitigate potential risk on periodic basis.
• Monitor operational performance on accounts and make a real time decision with respect to the potential risk/mitigants on the relationships
• Investigations include the gathering of data from various sources & systems and interpreting the data to manage the risk.

What will you need to know:

• Ability to understand and evaluate financial statements comprehensively
• Ability to apply risk management concepts; collect and analyze exposure and loss data, respond efficiently and effectively to internal and external requests.
• A successful analyst must have the ability to work in a fast-paced environment, be able to make real time / accurate decisions and manage/mitigate potential risks in the portfolio

What would be great to have:

• Background in payment industry or fintech company
• At least 2 years of work experience in risk management or a related field.
• Requires good communication (written and verbal), Proficiency with Microsoft Office products.

Thank you for considering employment with Fiserv. Please:

• Apply using your legal name
• Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).

What you should know about us:Fiserv is a global leader in payments and financial technology with more than 40,000 associates proudly serving clients in more than 100 countries. As one of Fortune\xc2\xae magazine's "World's Most Admired Companies" 9 of the last 10 years, one of Fast Companys Most Innovative Companies, and a top scorer on Bloombergs Gender-Equality Index, we are committed to innovation and excellence.Our commitment to Diversity and Inclusion:We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.Warning about fake job posts:Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information.Any communications from a Fiserv representative will come from a legitimate business email address. We will not hire through text message, social media, or email alone, and any interviews will be conducted in person or through a secure video call. We wont ask you for sensitive information nor will we ask you to pay anything during the hiring process. We also wont send you a check to cash on Fiservs behalf.If you see suspicious activity or believe that you have been the victim of a job posting scam, you should report it to your local law enforcement.

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