Job Description

JOB DESCRIPTION

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.


Credit Risk Middle Office Associate provides support for Credit Risk Management which includes functions such as overlimits, Rules Based Fund processing, credit facility amendments, onboarding, credit reference data maintenance and offboarding.


This role provides an excellent opportunity to work with senior credit risk and operations management to lead change agenda. This role will help develop knowledge of credit processes, various Investment products traded in the market, core operational and control skillsets. A successful candidate will build solid relationships, business strategy skills, and credit risk infrastructure knowledge. This role will also provide an opportunity to build knowledge on Intelligent Solutions tools and the Diversity, Equity and Inclusion agenda.

Responsibilities will include:

• People management (if required)- Develop junior team members through day-to-day managerial responsibilities (e.g., people development, pipeline/skills monitoring, training programs).
• Communication/presentation - influence stakeholders in a meaningful and actionable manner.
• Operations management - provide operational support for Credit Risk Management by performing various functions including line facilitation/maintenance, client data management, limit breach monitoring & investigation, and NAV gathering.
• Control Mindset - build knowledge of processes to develop and maintain a strong control environment, including the ability to analyze problems and find solutions.
• Metrics management- review key metrics to measure risks, controls, workflow capacity and system issues.
• Decision Making/Judgement - moderate level of independent decision-making using sound judgement.
• Change Management - partner with CRMO leads and stakeholders to help define business case for changes that would improve processes/reporting and see them through to implementation.
• Problem solving / Analytical skills - solid critical thinking, attention to detail and analytical skills; able to synthesize large amounts of data and formulate appropriate conclusions.
• Understanding root cause / identifying control breaks - raising issues timely to management and assist in providing sustainable solutions.
• Diversity, Equity & Inclusion - participate in initiatives to promote diverse culture of respect, equity and inclusion.




Minimum Skills, Experience and Qualifications

• Bachelor's degree preferred but not required.
• 3+ years' experience in financial services, operations or related field.
• Previous experience in Operational or Risk Management, Compliance, Internal/External Audit or other control function desired.
• Experience in using metrics and KPI's to measure core functions with the ability to track and report emerging trends and performance results with management.
• Basic knowledge of businesses/products offered by major financial institutions and risk disciplines.
• Ability to identify problems and develop solutions.
• Effective verbal and written communications skills.


Self-starter who can work effectively in a multi-tasking role.


ABOUT US

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.



We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.







ABOUT THE TEAM


Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.



Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.