Job Description

The Credit Portfolio Intermediate Analyst is an intermediate-level position in Strategic Initiatives team responsible for cross functional analytics, leverage credit risk data experience and business acumen to observe key trends, threats, inaccuracies and drivers of those observations.Responsibilities:Provide analyses and reporting of complex data trends to senior management and the businessCreate story boards, presentations and project plans for discussions with senior managementSupport Audit requirements from external/internal auditors & queries from Independent RiskProvide support for ongoing monthly and quarterly internal and regulatory report, as neededWork closely with cross functional teams, including business stakeholdersUtilize UNIX and Statistical Analysis System (SAS) to perform risk, financial and data analyses including profiling, sampling, reconciliation, and hypothesis testingTrain and mentor juniors in developing innovative models in compliance with policies and proceduresAppropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.Qualifications:Minimum 5 years of relevant experienceA good understanding of credit life cycleProficiency in SAS/SQL/Oracle/Unix/Microsoft Word, Excel and PowerPointConsistently demonstrate clear and concise written and verbal communicationBroad understanding of overall business model and key drivers of P&L including Net Credit Losses, Recoveries, Loss Reserves etc.Ability to develop partnerships across multiple business and functional areasEducation:Master's degree/University degree or equivalent experienceRole Summary:Enhance and improve the Risk policies using statistical techniques to optimize business growth and profits by minimizing the lossesSupport tactical and strategic Risk Analytics projects for Citixe2x80x99s Retail Services Group in the US.Independently manage development and implementation of effective risk management strategies that balances the risk and reward of the portfolioApply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processesApply subject matter expertise to the prioritization and planning of projects in conjunction with risk management policies and strategies.Must be able to effectively provide updates and communicate key initiatives to senior risk management.Analyze tests and performance using SAS and decision tree (CHAID/ CART)Evaluate effectiveness of current policies and strategiesResponsibilities:Must have capability to clearly develop and communicate analysisA good understanding of credit life cycleMust have hands on expertise in developing and managing segmentationsPresentations to both technical and non-technical personnel are required to be made frequently as part of the jobAbility to work efficiently in a matrix environment balancing between both business and functional interactions and priorities.Skills:Experienced in developing, implementing, and monitoring credit strategies or scoring models across authorizations, underwriting, existing customer management and collectionsProgramming skills in advanced SAS, SQL, Knowledge Studio, SAS E-miner in mainframe, UNIX and PC environments.Highly proficient in Excel/pivot tables and PowerPoint.Exposure to project/process managementStrong communication and presentation skills targeting a variety of audiencesFlexibility in approach and thought process Strong influencing and facilitation skills.Qualifications:5+ years of relevant experienceExperience in financial analysis, accounting, and valuationConsistently demonstrate clear and concise written and verbal communicationEducation:Masterxe2x80x99s degree/University preferredJob Family Group: Risk ManagementJob Family: Portfolio Credit Risk ManagementTime Type: Full timeCiti is an equal opportunity and affirmative action employer.Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.Citigroup Inc. and its subsidiaries ("Citixe2x80x9d) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review .View the " " poster. View the .View the .View the

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