: . Responsible for Credit underwriting, credit Appraisals of Consumer Durable Loans. . Manage credit quality and control delinquencies. . Understand credit policy and processes as well as credit environment in the city / branch. . Ensuring 100% screening of new applications. . Responsible for checking online profiling of customer in fastest mode. . Managing Post Disbursement Verification . Investigation on pre acquisition fraud\'s . Managing Weekly and Monthly MIS and Trackers. . Monitor and enforce approval rate and TAT as per prescribed standards. . Co-ordination with Business team for resolving queries. . Sharing of best practices and trend for respective locations. . Graduate/Post Graduate . 2 - 3 yrs experience. . Understanding of CD business and its profit drivers. . Strong Inter-personal and leadership skills. . Ability to drive and track profitability at unit levels. .Malayalam Speaking proficiency is mandatory for this role
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