Job Description

Opening: 2 Nos.

Job ID: 74918

Employment Type: Full Time

Reference:

Work Experience: 1.5 Year(s) To 3.0 Year(s)

CTC Salary: 4.00 LPA TO 6.00 LPA

Function: Risk Management & Compliance

Industry: Internet/Ecommerce

Qualification: BBA / BMS - Account/Finance; BBA / BMS - Management; BBA / BMS - Marketing

Location:

• Mumbai

:

Roles & Responsibilities:

• Evaluate the creditworthiness of customers and clients by analyzing financial information, credit
• reports, and other relevant data.
• Make informed credit decisions based on established policies and risk parameters.
• Manage the end-to-end credit approval process, ensuring accuracy and efficiency.
• Collaborate with sales and customer service teams to gather necessary information for credit evaluations.
• Prepare and review credit documentation, ensuring completeness and compliance with company policies and regulatory requirements.
• Stay abreast of changes in credit regulations and update internal processes accordingly.
• Identify and assess credit risks associated with new and existing customers.
• Implement risk mitigation strategies and recommend appropriate credit terms.
• Communicate credit decisions to customers and internal stakeholders.
• Address customer inquiries related to credit terms, payment terms, and credit limits.
• Monitor overdue accounts and coordinate with collections teams to ensure timely resolution.
• Implement strategies to reduce delinquency and minimize bad debt exposure.
• Generate regular reports on credit metrics, trends, and portfolio performance.
• Provide insights to management regarding credit portfolio health.
• Identify opportunities for process improvement within credit operations.
• Implement changes to streamline workflows and enhance efficiency.

Preferred Qualifications:

• Bachelor\'s degree in finance, accounting, business administration, or related field.
• 2 years of experience in credit operations, risk management, or a related role.
• Knowledge of credit laws, regulations, and best practices.
• Strong analytical and problem-solving skills.
• Excellent communication and negotiation skills.
• Proficiency in using credit scoring models and financial analysis tools.

Additional Skills:

• Attention to detail and accuracy.
• Ability to work independently and collaboratively within a team.
• Proficient in Microsoft Office Suite and credit management software.

Key Skills :

• Credit Operation
• Credit Risk
• Risk Management
• Financial Analysis
• Credit Processing
• Cpa

Company Profile

The company is a world-renowned $13 billion conglomerate with presence across various sectors: Steel, Energy, Minerals, Port & Infrastructure, Cement, Ventures & Paints across India, the US, South America & Africa.
Leveraging their extensive distribution network & supply chain mgmt. exp, they bring to India their B2B Ecommerce -.
This is a growth oriented tech company that is building the most preferred - stop, omni-channel & integrated tech-led offering for MSMEs, Individual Home Builders (IHBs) & turn-key construction contractors.
Key Clients :
MSMEs: Manufacturing business that require steel for industrial use.
Independent Home Builders (IHB\'s): Those who build residential properties on their own land (may not be an enterprise).
Independent Customers: Builders, who develop properties for personal end use.
Influencers: This group consists of masons, contractors, architects, fabricators, interior designers etc.