Job Description

Credit Appraisal \xe2\x80\x93 Underwriting/recommending of proposals for non-collateral/collateral backed education loanRoles & Responsibilities**Specific Responsibilities :**Credit Appraisal \xe2\x80\x93 Underwriting/recommending of proposals for non-collateral/collateral backed education loan.Process \xe2\x80\x93 Understanding process and policies and implementing the same to ensure smooth transactions.Delinquency Management for the locationVendor / Cost management \xe2\x80\x93 managing the outsource agencies and ensure TAT is maintained by these agencies.Quality Management in terms of Audit, Compliance and HindsightingPDD Management \xe2\x80\x93 controlling and tracking PDDs through proper MIS for the location**Key Accountabilities**
\xc2\xb7 Login to Recommendation TAT
\xc2\xb7 Maintaining Audit Compliance and errors in Hind sighting
\xc2\xb7 Delinquency control as per budget
\xc2\xb7 Cost management**Required Qualification**
\xc2\xb7Any Graduate/ MBA Freshers (MBA from Premier Institute)**Technical Competencies**
\xc2\xb7 Basic knowledge of loan underwriting
\xc2\xb7 Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property
\xc2\xb7 Good communication and report writing skills
\xc2\xb7 Basic knowledge of Banking
\xc2\xb7 Good Knowledge of computer applications**Behavioral Competencies**
\xc2\xb7 Customer Centricity
\xc2\xb7 Execution Focus
\xc2\xb7 Collaborative Approach**Personal Attributes**
\xc2\xb7 Strong communication skills
\xc2\xb7 Team work and Collaboration skills
\xc2\xb7 Attention to detail
\xc2\xb7 Energy and drive to work on fast-paced, diverse, and challenging projects
\xc2\xb7 Good observation and listening skills
\xc2\xb7 Process orientedEligibility: CA/MBA

Avanse Financial Services