Job Description

Credit Appraisal - Underwriting/recommending of proposals for non-collateral/collateral backed education loanRoles & Responsibilities**Specific Responsibilities :**Credit Appraisal - Underwriting/recommending of proposals for non-collateral/collateral backed education loan.Process - Understanding process and policies and implementing the same to ensure smooth transactions.Delinquency Management for the locationVendor / Cost management - managing the outsource agencies and ensure TAT is maintained by these agencies.Quality Management in terms of Audit, Compliance and HindsightingPDD Management - controlling and tracking PDDs through proper MIS for the location**Key Accountabilities**
\xc2\xb7 Login to Recommendation TAT
\xc2\xb7 Maintaining Audit Compliance and errors in Hind sighting
\xc2\xb7 Delinquency control as per budget
\xc2\xb7 Cost management**Required Qualification**
\xc2\xb7Any Graduate/ MBA Freshers (MBA from Premier Institute)**Technical Competencies**
\xc2\xb7 Basic knowledge of loan underwriting
\xc2\xb7 Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property
\xc2\xb7 Good communication and report writing skills
\xc2\xb7 Basic knowledge of Banking
\xc2\xb7 Good Knowledge of computer applications**Behavioral Competencies**
\xc2\xb7 Customer Centricity
\xc2\xb7 Execution Focus
\xc2\xb7 Collaborative Approach**Personal Attributes**
\xc2\xb7 Strong communication skills
\xc2\xb7 Team work and Collaboration skills
\xc2\xb7 Attention to detail
\xc2\xb7 Energy and drive to work on fast-paced, diverse, and challenging projects
\xc2\xb7 Good observation and listening skills
\xc2\xb7 Process orientedEligibility: CA/MBA

Avanse Financial Services