Credit Manager Loan Against Property

Year    Hyderabad, Telangana, India

Job Description


Role/ Job Title:Credit Manager xe2x80x93 Loan against PropertyFunction/ Department:CreditJob Purpose:The role bearer has the responsibility to coordinate with sales team to achieve target of the area assigned. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank.Roles & Responsibilities:

  • Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure and agreed SLAs and manage area business volumes.
  • Supervise a team of credit underwriters and provide guidelines.
  • Conduct personal discussion with customers to establish credit worthiness.
  • Control and contain front-end delinquencies by calling up customer on first presentation.
  • Completion of credit/KYC documents and verification- telephonic, field & collateral visits.
  • Coordinate with sales to achieve targets and ensure SLAs are met.
  • Ensuring credit policy adherence to the accepted standards.
Education Qualification:Graduation: Bachelors in Technology / Mathxe2x80x99s / Commerce / Arts / Science / Biology / Business / Computers / Engineering / Management.Post-graduation: MBA, PGDMExperience:2+ years of relevant experience

IDFC FIRST Bank

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Job Detail

  • Job Id
    JD3598614
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Hyderabad, Telangana, India
  • Education
    Not mentioned
  • Experience
    Year