Credit Manager Hf Loan Against Property (lap) Credit
Job Description
:JOB DESCRIPTIONCredit managerRole
Credit Appraisal
\xc2\xb7 Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities
\xc2\xb7 Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training
\xc2\xb7 Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation
Stock on Hire: Increase in volume of business
\xc2\xb7 Ensure that SOH increases(pl confirm if this applies to CM role )
NPA trend
\xc2\xb7 Analyze the NPA trend like area, industry, sector etc.
\xc2\xb7 Interact with Customers & understand the business and regularly monitor delinquencies / infants.
Infant loan which is less than 12 months NPA
\xc2\xb7 Ensure qualitative portfolio
\xc2\xb7 Ensure that there is no infant 12 months NPA
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Job Detail
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Job IdJD3431005
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IndustryNot mentioned
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Total Positions1
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Job Type:Full Time
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Salary:Not mentioned
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Employment StatusPermanent
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Job LocationVijayawada, Andhra Pradesh, India
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EducationNot mentioned
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ExperienceYear