Designation Credit Manager
CTC 8 - 15 LPA Based on Technical Competency/Business Acumen
Employment Type Permanent Job, Full Time
:
- Ensure that the Loan Application form, Client KYC, and other documents required for the particular loan product is complete and as per the credit policy before sanctioning and within the TAT.
- Ensuring compliance with the Credit Policy and processes within TAT
- Responsible for Credit underwriting and Credit Appraising of Business loans and LAP
- Checking the client\'s eligibility for the loan and his/her creditworthiness by looking at the other loans & advances taken and payment history.
- Conducting physical verification and personal discussion with the clients for identifying the clients profile and risk, if any associated
- Processing files and following up with the clients for pending documents.
- Checking the customer profile and categorizing it into low, medium, and high risk.
- Closely monitoring the Client CIBIL and Clients loan portfolio
Competencies:
- Qualification - CA/M.com/MBA Finance
- Minimum 5-6 Years of Experience in Credit Underwriting.
- Financial Reporting/Financial Modelling etc
Location: Delhi
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