Credit Manager - NBFC - Product - LAP & BL
Designation : Credit Manager
CTC : Based on Technical Competency/Business Acumen
Employment Type : Permanent Job, Full Time
:
- To ensure that Loan Application form, Clients KYC, and other documents required for particular loan product is complete and as per the credit policy before sanctioning and within the TAT.
- Ensuring compliance of the Credit Policy and processes within TAT
- Responsible for Credit underwriting and Credit Appraising of Business loans and LAP
- Checking clients eligibility for the loan and his/her credit worthiness by looking at the other loans & advances taken and payment history.
- Conducting physical verification and personal discussion with the clients for identifying the clients profile and risk, if any associated
- Processing of file and following up with the clients for pending documents.
- Checking the customer profile and categorizing it into low, medium and high risk.
- Closely monitoring the Clients CIBIL and Clients loan portfolio
Competencies :
- Qualification - CA/M.com/MBA Finance
- Minimum : 5-6 Years of Experience in Credit Underwriting. .
- Financial Reporting/Financial Modelling etc.
Location : Ahmedabad , Ludhiana , Gurgaon
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